New figures published this week show a spike in the number of homeowners seeking a remortgaging deal online and advisors are urging other mortgage-holders to follow suit. The data from unbiased.co.uk reveals that searches for a remortgage were at an all time high in March, with 37 per cent of all mortgage searches specifically concerning remortgaging. In February this figure stood at 33 per cent and in March 2012 was just 31 per cent of mortgage searches. Analysts believe that recent mortgage rate increases by big name lenders and the looming tightening of lending criteria have spurred more people on to seek remortgaging as a solution to bigger bills and a way to get a better deal ahead of any changes to the lending rules. One of the factors that sparked fears of tougher new regulations was last week’s warning from the Financial Services Consumer Panel that borrowers could find remortgaging much harder when the recommendations of the watchdog Financial Services Authoritys Mortgage Market Review kick in next year. The tighter lending criteria are set to affect some 11.2 million mortgage-holders who are trapped in their interest-only deals, plus a million-plus borrowers affected by the standard variable rate increases announced by the likes of the Co-operative Bank, Halifax, the Clydesdale and Yorkshire banks and the Bank of Ireland. The advice for anyone who may be affected is simple and clear now is the right time to get on the net and shop around for the best possible remortgage deal while they have the breathing space.