Variable Rate

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Variable rate mortgages can be a smart means of saving money on your mortgage repayments, but you need to be mindful of the potential risks that come along with the benefits.

There are numerous types of variable rate mortgages, including standard variable, discounted rate and tracker rate schemes. The interest rate you pay on variable rate mortgages can rise or fall in line with the Bank of England bank rate. Although they do not offer protection from rate increases in future, they will allow you to benefit from cheaper payments while interest rates are low.

Detirmining the opportunity cost of a variable rate mortgage and understanding how the potential fluctiations in repayment costs may impact you are crucial considerations you will need to make before committing to a variable rate mortgage. They can be an extremely beneficial choice from a financial point of view if you are in a situation that can reliably take advantage of the flexibility these mortgages offer.

Our variable rate mortgage specialists will be able to help you understand the pros and cons that come with these schemes and will ensure you have all you need to make the most sensible and profitable choice you can.

Variable Rate
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