Waiver of Premium In the last of The Mortgage Broker Ltd mini protection episode series, Matt Cotter discusses Waiver of Premium, including: What this means and how it covers you Why this is important and why you might need it Timeframe The costs involved How a Mortgage Broker can help
Author: The Mortgage Broker
The Mortgage Broker is an award-winning UK mortgage and protection specialist with decades of experience helping thousands of customers secure suitable and affordable mortgage solutions. Regulated by the Financial Conduct Authority, all advisers are minimum CeMAP-qualified and known for delivering clear, transparent, and expert guidance whether helping first-time buyers, home movers, remortgage clients or those with complex or adverse-credit needs. Recognised as a finalist at the Mortgage Strategy Awards 2025, The Mortgage Broker combines digital speed with human trust, offering access to over 130 lenders and more than 25,000 products. The company’s app, secure client portal and easy-to-use tools make it simple for customers to compare rates, track progress, and stay informed from start to finish.
With more than 2,500 verified five-star Trustpilot reviews, clients consistently praise the firm’s professionalism, value for money, and personal service. Reviews highlight the team’s ability to explain complex mortgage and protection topics in plain English, providing support throughout the entire journey. The company’s reputation for knowledge, empathy, and reliability has made it one of the UK’s most trusted brokers, delivering advice that is honest, transparent, and tailored to each individual’s financial goals.
Every part of The Mortgage Broker’s service reflects Google’s E-E-A-T principles: Experience, Expertise, Authoritativeness, and Trustworthiness. Its team has decades of hands-on industry knowledge, proven technical expertise, and national recognition supported by awards, media features, and verified customer feedback. As an FCA-regulated firm with a 5-star reputation, The Mortgage Broker stands for no-nonsense advice, common-sense lending, and exceptional customer outcomes — setting the standard for trusted mortgage advice across the UK.
The Mortgage Broker stands for no-nonsense advice, common-sense lending, and exceptional client outcomes. With a reputation built on results, transparency, and genuine care, the firm continues to set the standard for mortgage advice in the UK: balancing the precision of technology with the warmth of human service.
Posts by The Mortgage Broker
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23 July 2021Mortgage Protection Podcast Episode Four
Total and Permanent Disability Cover Matt Cotter, Mortgage Protection Adviser at The Mortgage Broker Ltd discusses Total and Permanent Disability Cover, in the next episode of our mini series, including: What this is and what this covers What qualifies as permanent and total disability How this is proved How this works with other policies Budget … Continue reading “Mortgage Protection Podcast Episode Four”
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Mortgage Protection Podcast Episode Three
Income Protection In the third episode of our mini mortgage protection episodes, Matt Cotter returns to cover income protection, including: What this is and how it can help if you have an illness or injury that prevents you from working The difference between this and other policies The reason for getting income protection Budget How … Continue reading “Mortgage Protection Podcast Episode Three”
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Mortgage Protection Podcast Episode Two
Critical Illness Matt Cotter from The Mortgage Broker Ltd talks us through critical illness cover in episode two of our mini mortgage protection episodes, including: What this is and how this type of protection differs from life insurance What is covered by the protection Eligibility Combining policies Budget How a Mortgage Broker can help
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23 July 2021Mortgage Protection Podcast Episode One
Life Insurance Matt Cotter from The Mortgage Broker Ltd discusses life insurance in the first of five mini, mortgage protection episodes, including: What this is and why this is so important for you and your family Eligibility Quantity and timeframe of the policy Budget How a Mortgage Broker can help
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22 April 2021Getting a mortgage when furloughed
Getting a mortgage when furloughed The furlough scheme, or to give it its official name, the Coronavirus Job Retention Scheme has been a huge part of the government’s support package to help people get through the pandemic over the last 12 months. It has meant the government has picked up the tab for 80% of … Continue reading “Getting a mortgage when furloughed”
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19 April 2021Adverse Credit Blog
I have adverse credit and a small deposit – can I still get a mortgage? The pandemic hasn’t done much to slow down house price growth in the UK. Indeed, according to the latest house price index from Nationwide Building Society, prices have grown 5.7% over the last year, taking the average property price to … Continue reading “Adverse Credit Blog”
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5 March 2021Mortgage Guarantee Scheme
95% Mortgage Guarantee Scheme – what you need to know! The Budget this week was a notable one for anyone looking to buy a home, and not just because of the government’s decision to extend the Stamp Duty holiday. That’s because the Chancellor also announced a new mortgage guarantee scheme, aimed at helping people purchase … Continue reading “Mortgage Guarantee Scheme”
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3 March 2021Budget Update March 2021
Budget Update March 2021 – The Mortgage Broker Jodi from The Mortgage Broker discusses all the key points from the March 2021 budget including: The Stamp Duty holiday extension and what this means for First Time Buyers and Home Movers How the new 5% deposit mortgages will work More support for the Self-Employed Lenders reactions … Continue reading “Budget Update March 2021”
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The Mortgage Application Customer Journey
Customer Mortgage Journey – Applying for a mortgage with The Mortgage Broker – how does it work? What is the best way to find a mortgage? A lot of people simply decide to go to their bank or building society and apply for a mortgage. That can work out fine, but remember you’re only going … Continue reading “The Mortgage Application Customer Journey”