The Mortgage Broker.
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- Home Movers & First Time Buyers
- Buy To Let’s
- Access 12,000+ Mortgage Deals
- Mortgage & Protection Specialists
- FREE No Obligation Mortgage Advice
How Can The Mortgage Broker Help?
Get an independent expert mortgage adviser to focus on exactly what you need.
Understand Your Position
Find The Best Mortgage Rate
Submit Application To Lender
Support You To Completion
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How We Work
Why Use The Mortgage Broker?
Seeking a mortgage is one of the most challenging and important things you will ever do and it’s easy to focus on the most familiar names in the marketplace. But there are many smaller, less well-known lenders who may have better deals, saving you a significant sum of money.
Our job as a mortgage advisors is to source these for you. Our experience and depth of knowledge can help you to secure that all-important loan at the best deal we can.
Latest Posts from our Mortgage Advisors
A recent quote has surfaced from Christopher Watkin, an experienced property professional… “In 1957, interest rates jumped significantly meaning mortgage rates were 7.5%. If you
The rise of interest rates, the price of mortgages and the cost-of-living crisis are causing ripples through the country. No doubt this is absolutely based
Disbursements are the various costs incurred for carrying out the legal work in relation to buying or remortgaging your home. Most home buyers instruct a
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Take advantage of our free, no
obligation, mortgage advice today
Free, no obligation mortgage advice you can count on – that’s the backbone of The Mortgage Broker. You will speak directly with a fully qualified, friendly, helpful, professional mortgage advisor and this discussion can be over the phone or face to face. No matter where you live or where you want to buy property, we can help.
Our free, no obligation mortgage advice service is built around the needs of our clients. We’re here to answer all your questions and to make the mortgage or home-buying process as easy as it can possibly be. We can advise on available mortgages that would best suit your needs and you can sit back and relax and let us take the stress away from you.
No obligation to proceed
If you are hesitant to ask for advice because you’re nervous of fees and commitments, don’t worry. At The Mortgage Broker Ltd, we place no obligation on you to proceed so feel free to get in touch to find out more. You are always in control – and at a time when you’re looking to buy a property or simply to remortgage your house, that could mean more to you than anything else. PLUS, you are under no obligation to pay a fee for simple, solid, professional mortgage advice from us.
Fees would only ever become payable if you proceeded with a mortgage application and all of these fees will be clearly outlined to you ahead of you proceeding with a mortgage application. In summary you have nothing to lose, get FREE no obligation mortgage advice and then decide if it’s something you would like to proceed with.
We’re here to help, not to get in the way or pressurise you. Speak to our friendly team today and find out how beneficial it is to use our service.
A mortgage advisor can secure the best remortgage rate for you
A remortgage is when you refinance your current mortgage debt to a new lender. More often than not, at The Mortgage Broker, we see customers doing this with the goal of finding a cheaper mortgage interest rate.
Our goal is always your goal, and as a mortgage advisor we will search the market and represent your needs to achieve you the best possible outcome.
There are many reasons for remortgaging though, and we will be sure to help you every step of the way when calculating the best financial outcome for you.
Remortgage reasons include:
- Capital Raising
- Home Improvements
- Debt Consolidation
- Capital Raising
A remortgage can be needed because of a change of circumstances, including: end of a relationship, affordability, retirement, death, illness, loss of income or simply the need for flexibility when say, starting a family.
You can read our full remortgage page here or listen to our short podcast with one of our remortgage mortgage advisor specialist.
Meet the team
Learn about the experts in our business, the people that make us who we are.
Mortgage and Protection Advisor
7 Reasons why it is beneficial to use a Mortgage Advisor
Whether you are looking to remortgage, purchase a new home or grow your property portfolio, it is becoming increasingly beneficial to use a mortgage advisor. If you are a first time buyer, it is very important you understand the mortgage process and find the right mortgage to help you get on the property ladder.
Independent Mortgage Advice:
By going to a mortgage advisor, you are vastly increasing your chances of finding a more suitable and affordable mortgage product. Going direct to a lender restricts your options to those just of that lender, whereas a mortgage advisor is independent and can search the market. The Mortgage Broker has over 12000 products and by using a mortgage advisor, you have far more chance in getting the best deal.
Much More Simple:
A mortgage advisor can remove all the stress of the mortgage application and hold your hand through the entire mortgage process. Not just the mortgage application, but after the mortgage submission the advisor can support with all the legal requirements to ensure you complete on the deal you need.
Specialist Mortgage Broker Knowledge:
If you are self employed or a contractor; or you have complex income or a history of bad credit, it may be harder to get a mortgage from a high street lender. Mortgage advisors work with a series of specialist lenders that offer deals you cannot access on the high street and mortgage advisors have knowledge and understanding of these different areas.
Dedicated To You:
A mortgage advisor is entirely independent with no particular loyalty with any one lender. Therefore, as the customer, the mortgage advisor will search the market according to your unique circumstances and specific financial needs. Ensuring that you get a personal solution to your individual requirements.
Regulated Mortgage Advice:
Mortgage advisors are duty bound to be regulated and stay on top of the mortgage market. Therefore, you can trust that you are getting qualified advice from compliant and qualified advisors.
The mortgage regulator has gone one step further, and rightly so, by introducing consumer duty across the financial services industry. This ensure that all customer are getting treated fairly and that vulnerable customers are receiving the correct service and support from mortgage advisors.
Full Financial Advice:
Mortgage advisors can support you with insurance and protection advice which is crucial in securing your financial future and safeguarding your home. Home insurance is a requirement of a lender and this can be arranged through your mortgage advisor. Life Insurance and other forms of personal or business insurance are also paramount in helping you protect the home of your dreams.
The Mortgage Broker London
The Mortgage Broker offers independent specialist advice across the mortgage market by utilising over 22 years of industry experience and lender relationships. We have mortgage advisors around the country and of course, London is no different. The Mortgage Broker is committed to supporting the London mortgage market and offer telephony appointments with our mortgage advisors around the clock to ensure you can get the advice and search the market effectively. With so much foreign investment across the capital, the average age of first time buyers in London is now far exceeding 30 years old. Suburban investment is no new thing, but the targeted areas for new residential homes are certainly seeing homemovers operating in and around London commuting areas with the pandemic changing family priorities. With the right independent mortgage advice, you can most certainly get access to the most cost effective mortgage solution and make your dream home become a reality. If you require The Mortgage Broker London, please don’t hesitate to contact our team of mortgage advisors, who can understand what you are trying to achieve and search high and low for the most affordable and sustainable solution.
The Mortgage Broker Protect
Getting a mortgage is often the largest debt any individual or family will take out in their lifetime. It is crazy that this is often done, without any financial protection. At The Mortgage Broker, we firmly believe that you must receive the right mortgage protection advice, during the mortgage application process. Therefore, we have a dedicated team of specialists at TMB Protect who will budget your finances accordingly and include the right insurances to make sure that not only do you achieve your goals, but you also have the right defences in place to protect them. These can be in the form of life insurance, critical illness, mortgage protection or indeed, income protection. If you are a business owner or director, there are many insurances that may be best placed under the company, and indeed you can protect company profit and loss, as well as employees and their families. Certainly key man insurance is a sensible way of protecting company finances. Our specialists in TMB will be able to advise you on your most appropriate protection, alongside your mortgage advisor or independently, whichever you prefer.
Get in Touch
Whether you are a first time buyer, landlord, home mover or just simply looking to get a better mortgage deal, the Mortgage Broker can help.