Instant Access to Mortgage Calculators & Live Rates

Within this page, there are lots of tools that can help you understand your mortgage position. These tools are all designed to be used as guidance, nothing more. Some of our tools, such as the Live Rate Finder, are linked to live mortgage rates. Other tools around repayment how much you can borrow and affordability calculations are all designed as an indicative idea of what you could do. 

We would always advise to speak with a Mortgage Broker, should you want to proceed with a Decision in Principle, or whether you want to officially assess how much you can borrow. If you are buying a new property, you are best to get mortgage ready and be ready to make a formal offer and be seen as a serious buyer.

Live Rate Mortgage Finder %

Welcome to our live mortgage rate finder.  This is just an indicative guide to help you see the sorts of rates that are accessible through some of the lenders we work with at The Mortgage Broker. It is always better to speak to a Mortgage Broker, as we can quickly understand your circumstances and access over 23,000 mortgage products through our panel of nearly 100 Mortgage Lenders. Not all lenders enable a live feed to their products, so this is just illustrating a segment of the market.

What your mortgage broker needs for your appointment

In order for us to ensure a smooth process, please ensure you have all the necessary information to hand. The more prepared you are, the better!

Required documents

Most lenders will ask for all the below information, but some lenders may vary in their requirements.

• Bank statements for the last three months
• Three months’ wage slips
• Information about guaranteed overtime, commissions, or bonuses
• If you’re self-employed, proof of account for the last three years
• Information on existing loans, credit card commitments, or existing mortgages
• Details of any defaults, arrears, or County Court Judgements (if applicable)
• Documents proving existing savings, pensions, endowments, life insurance, or other healthcare policies
• Proof of address – a utility bill dated within the last three months is a good example
• P60 form (if available)

Following your appointment, we’ll also need proof of your identity, such as a passport or drivers licence. In order to get a mortgage in principle, we’ll need the following on file:

• Identification
• Address
• Proof of income

Recommended: it can be beneficial to have your credit report available. They’re often free online.

Looking for a protection appointment?

A protection review, whether you’re getting a new policy or changing an existing one, will take around an hour. Before you speak with us, make sure you have:

• Details of employer benefits, such as death in service and sick pay
• Outstanding mortgage amount
• Information about any existing protection plans, including those we’ve arranged for you.

Ready for your appointment?

If you have any questions ahead of your appointment, don’t hesitate to get in touch with us. We’re looking forward to speaking with you!

To learn more about the world of mortgages and the process of getting one, check out our other articles.