Platform has announced that it is reducing its rates on their 2 year fixed buy to let deals with effect this week. The lender has a range of Buy to let deals ranging from 60% loan to value (LTV) up to the 75% LTV level with the rates ranging from 3.69% – 4.69%. Platform is currently very competitive in the buy to let market place and offer some attractive deals based on interest rate and fee structure. For buy to let remortgage deals they offer a FREE valuation and FREE legal fees with the lender fees being pegged at a flat £2450 lender arrangement fee (this fee can be added to the mortgage) and an upfront £89 non refundable administration fee. For the larger buy to let deals, in excess of £100k of borrowing, Platform is showing as a top contender in comparison to its competition. Platforms fixed rate deals come with an early redemption charge of 3% in the first year and 2% in the second year and some of their other lending criteria include:
Minimum income of £25,000 which is usually checked (some buy to let lenders dont require proof of income)
They wont lend on ex local authority flats
No lending on HMOs, multi let or holiday lets
They will remortgage on a buy to let basis after 6 months of ownership (as shown on the land registry)
The maximum number of properties with this lender is 3
Who are Platform Home Loans?
Platform Home Loans are the intermediary lender of The Co Op. The Co Op also have Britannia as one of its subsidiaries and since merging in 2009 are a much bigger organisation who offer a range of financial products direct to consumer and via intermediaries such as The Mortgage Broker Ltd. The lender often offers exclusive mortgage products to select intermediaries via its select distribution channels. The Mortgage Broker Ltd are pleased to receive these exclusive deals as they offer very attractive and competitive deals that are available to its customers – both new and existing. The lender for 6 consecutive years has won “Your Mortgage Award” for the Best Intermediary Lender and has won many other awards over the past 5 years including Best Specialist Lender & Best Online Customer Relationship Initiative. If you are currently looking for a buy to let or let to buy mortgage deal, contact one of our advisers now so you can make a comparison against the other mortgage deals that are be available to you.
Published on 9 May 2020
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The Mortgage Broker
The Mortgage Broker is an award-winning UK mortgage and protection specialist with decades of experience helping thousands of customers secure suitable and affordable mortgage solutions. Regulated by the Financial Conduct Authority, all advisers are minimum CeMAP-qualified and known for delivering clear, transparent, and expert guidance whether helping first-time buyers, home movers, remortgage clients or those with complex or adverse-credit needs. Recognised as a finalist at the Mortgage Strategy Awards 2025, The Mortgage Broker combines digital speed with human trust, offering access to over 130 lenders and more than 25,000 products. The company’s app, secure client portal and easy-to-use tools make it simple for customers to compare rates, track progress, and stay informed from start to finish.
With more than 2,500 verified five-star Trustpilot reviews, clients consistently praise the firm’s professionalism, value for money, and personal service. Reviews highlight the team’s ability to explain complex mortgage and protection topics in plain English, providing support throughout the entire journey. The company’s reputation for knowledge, empathy, and reliability has made it one of the UK’s most trusted brokers, delivering advice that is honest, transparent, and tailored to each individual’s financial goals.
Every part of The Mortgage Broker’s service reflects Google’s E-E-A-T principles: Experience, Expertise, Authoritativeness, and Trustworthiness. Its team has decades of hands-on industry knowledge, proven technical expertise, and national recognition supported by awards, media features, and verified customer feedback. As an FCA-regulated firm with a 5-star reputation, The Mortgage Broker stands for no-nonsense advice, common-sense lending, and exceptional customer outcomes — setting the standard for trusted mortgage advice across the UK.
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