No impact on your credit score
100% free protection service
Speak to a specialist for free and compare suitable cover across leading UK insurers.
Protecting your family, your income and your mortgage starts with clear advice.
At The Mortgage Broker, you can book a free appointment with our in house team of protection specialists who will explain your options, compare suitable cover, and help you understand what fits your circumstances properly. Using a protection specialist that understands mortgages and financial services, is crucial to the wider context. Whether you are considering life insurance, critical illness cover, income protection, family income benefit or mortgage payment protection, our role is to help you make an informed decision with confidence.
Call Us 
0800 0320 316
0800 0320 3163 Simple Steps to getting the right cover at the right price.
1. Free Protection Review: Tell us what you want to protect.
Firstly, tell us whether your priority is your mortgage, your family, your income or a combination of all three. We will talk through your circumstances, explain the options clearly and help identify which cover types may be suitable.
2. Find the right cover at the right price.
We will review suitable cover options by comparing leading UK insurers, talking you through the options, differences and practical considerations.
3. Decide with confidence.
Select the right solutions for you. If you want to proceed we can arrange to put all cover in place without charge. If you are not ready, there is no pressure and you can decide what is right.
98%
Of claims are paid out in the UK (2025 Aviva & Royal London).Free
100% free service by TMB Protect Team of specialistsCompare leading UK insurers
Understand the most suitable cover in minutes
Free, no‑obligation advice across UK leading insurers will help you understand what you need, how much to spend and how best to protect your family, your home and your income.
- Find the most suitable cover at the best price
- Experienced protection specialists
- 100% free adviser-led service
- Recommendations tailored to your real life needs
Why speak to a protection adviser?
Protection is not one product with one answer. Different policies protect different risks and the right solution depends on your income, mortgage, dependants, employer benefits and wider plans. There may also be more tax efficient ways of setting up payments. Buying cover online through a quick quote form will come with gaps, unwanted surprises and paying for areas that you simply may not need.
Instead of showing generic comparisons and leaving you to work it all out alone, our specialists can help you understand:
- what each type of cover is designed to do
- where life insurance, critical illness and income protection differ
- how different policies may work together
- what level of cover may be appropriate
- how to balance cost and protection properly
- how to avoid choosing the wrong cover for your needs
Why is our service entirely FREE for our clients?
Our TMB Protect team are part of our UK wide mortgage broker group and have relationships with UK leading insurers. We work with them across all our clients, and help you select the most suitable cover for your needs at the most competitive price. Our team earn from referral commission to insurers, which means you can use our team for free, we can earn from the insurers and you get the most competitive and fullest cover available.
Call Us 0800 0320 316
Or Book a Free Protection Appointment
What Can We Help With
Our team of protection specialists can search UK leading insurers and find you the right cover at the most suitable pricing points. You can review any of the following individually, or discuss all your options and combine the cover you need.
Life Insurance
Life insurance can help protect your household financially if you die during the policy term. It may help clear or reduce the mortgage and provide support for the people who rely on you.
Critical Illness Cover
Critical illness cover can pay a lump sum if you are diagnosed with a serious illness covered by the policy. It can help reduce financial pressure at a difficult time.
Income Protection
Income protection is designed to replace part of your income if you cannot work due to illness or injury. It can help you keep up with mortgage payments and regular household bills.
Family Income Benefit
Family income benefit can provide a regular monthly income for your family if you die during the policy term, helping create longer-term financial stability.
Mortgage Payment Protection
Mortgage payment protection can help cover mortgage payments if you are unable to work due to illness, injury or other covered events, depending on the policy.
Relevant Life Cover
Relevant Life cover is designed for eligible company directors and employees who want life cover paid for through a business. It can be a tax-efficient way to protect your family financially,
Book Your Free Protection Review Today
Select a time that suits you
Book a quick reviewWhy choose The Mortgage Broker.
You are not buying protection for the sake of it. You are protecting the things that matter most to you.
Our protection team advisers take the time to understand your situation properly, explain your options clearly, and compare suitable cover across leading UK insurers. The aim is not to overload you with product but to help you choose cover that is suitable, sustainable and clear.
What you can expect
- A free protection review
- Clear explanations without pressure
- Adviser-led comparisons across leading UK insurers
- Help understanding the differences between cover types
- Support for straightforward and more complex needs
- A service built around your circumstances, not a generic sales process
Who our service is for?
We support anyone that wants to
- protect their mortgage properly
- protect their family’s financial future
- understand what cover they may need
- speak to a real adviser, not just browse prices
- review existing cover and check whether it still fits
- put personal protection in place for the first time
Common Reasons People Speak To Us?
- You have just taken out a mortgage
- Your mortgage has increased
- You now have children or dependants
- You rely on one income more than before
- Your employer sick pay is limited
- You are self-employed and want more certainty
- You already have cover but are not sure it still fits
- You want expert advice before making a decision
- You are a business director and want to understand tax efficiencies
Call Us 0800 0320 316
Or Book a Free Protection Appointment
Free, no‑obligation advice. Get started today, provide your info, book a free appointment and speak to a 5‑star‑rated adviser so you can shop the market with confidence.
Outstanding service from start to finish. The advice on life insurance and income protection was excellent and clearly explained.
Get Protection Sorted Today
Fast, clear advice and quotes.
Book a Free Protection ReviewGot us our mortgage offer within a very short period of time fast service amazing. 100% recommended!
Prefer to talk? Speak to a protection specialist today.
Protection FAQ’s
Possibly. Life insurance, critical illness cover and income protection are designed to protect different risks. A protection adviser can explain how they may work together.
Yes. The entire service is free and that is why we are here. It starts with an initial appointment so you can understand your options properly before deciding whether to proceed.
Yes, our protection service is free to use and there is no obligation to proceed with anything.
Yes. We can review your current arrangements and help you understand whether they still fit your needs and whether you are overpaying or not.
No. We can help with broader personal, business and home protection needs as well, including life insurance, critical illness cover, income protection and family income benefit.
Compliance & important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
If consolidating unsecured debts into your mortgage, you may increase the total cost of borrowing.
We provide regulated mortgage and protection advice and will recommend the most suitable option based on your circumstances.
- FCA-regulated brokers
- Secure, GDPR-protected process
- Finalist: Mortgage Strategy Awards 2025
Financial Services Verification
The Mortgage Broker provides regulated mortgage and protection advice. We’re verified and supervised under the Financial Services and Markets Act 2000 framework. All advice is delivered by CeMAP-qualified advisers and documented to Consumer Duty standards. The Mortgage Broker is a trading name of The Mortgage Broker (London) Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. The Mortgage Broker (London) Limited is registered in England and Wales, company number 10763053