Why choose us?
“To be the UK’s most trusted and respected Mortgage Broker”
Darren Pescod, CEO of The Mortgage Broker Ltd states “The above is a bold claim but it’s something we have always strived for. It’s taken us a few years to get to the position we are currently in and the service we offer, based on the feedback from our customers and the Trust Pilot testimonials we receive is something that makes me extremely proud”
Now please bear with us as we take this opportunity to blow our own trumpet because we truly are proud of the service we offer and what we have achieved.
Our service levels are fantastic (99.8%* of the time)
Our service doesn’t just stop at the advice we provide, as you will also receive individual case management throughout your mortgage application from submission of the documents to the lender, all the way through to completion.
Please do take the time to read our client testimonials on the website as these come through daily and will provide you with some reassurance that we take client service seriously.
Remember, our Mortgage Advisers work for you, not the Lender!
* Based on our Trustpilot Ratings
Free, no obligation mortgage advice
Our advice is always free, with no obligation. We have over 1000 new clients contact us monthly to get advice, guidance or quotes and we help everyone where we can. Sometimes our advice may be that we can’t help, or it may include sending you several quotes for you to consider. With our free no obligation mortgage advice, you have nothing to lose in getting in contact with us.
Trusted and respected
Whenever you are choosing who to do your mortgage with you want to make sure you are dealing with a respected and trusted mortgage broker. The best way to do this is to do some research online and make sure the broker is Authorised and Regulated. Another good place to do some research will be to check online customer reviews and other social media sites for general customer comments. You will be pleased to know that we have the highest Trust Pilot rating in the UK for telephone-based mortgage advice with 9.8 out of 10 and a 5-star Google rating. Please do read our client testimonials.
What makes us different?
Our brokers / advisers meet with different lenders on a weekly basis to ensure they are up to date with the latest lending criteria and the changes in the lenders offerings. We also have direct access to some underwriters, allowing us to discuss your mortgage on a case by case basis and allowing us to quote you on the correct mortgage in a speedy, efficient and accurate way.
We often meet clients that have been let down by their banks or brokers and have felt that they have wasted weeks of their life. As you will see from our testimonials this is not the type of service that you would receive from our team.
Are you independent?
Sit back and relax
Are you regulated?
Yes, we are ultimately regulated by the Financial Conduct Authority – please see the disclaimer at the footer of the page for further details. Plus, all our advisers hold the necessary qualifications to provide mortgage advice known as CeMap exams and have ongoing annual training to ensure they are up to speed with any new products and developments in the market.
Did you know that some brokers may not be regulated depending on the type of mortgage services they offer? Please do check…
What is the cost / fees?
As mentioned above there are never any upfront fees for our advice and service. We only get paid if we were to get you to ‘mortgage offer’ or ‘mortgage completion’ stage and a typical fee of £395 is payable on offer. When we first discuss mortgages with you our fee will be discussed. When we provide you with quotes, all the fees that the lender will / may charge, along with our fee, will be highlighted making the overall costs extremely transparent allowing you to make comparisons and to make an informed decision of who to place your mortgage business with.
Do you offer an Agreement in Principle (AIP) or Decision in Principle (DIP)?
Recognised and rewarded
We let the awards and numbers speak for themselves