Insurance Trusts – How Do they Work? Insurance Trusts Matt Cotter returns to the Mortgage and Protection Podcast to tell us all we need to know about insurance trusts. What is an Insurance Trust and who is it for? A trust is like a will for your insurance policy, it’s a legal document which allows … Continue reading “Insurance Trusts”
Self-Employed Mortgages – Lending Criteria and Grants Update October 2021 Jodi Spreadbury joins the Mortgage and Protection Podcast to bring us an update on the recent changes made to lending Criteria and Grants for the Self-Employed. Can Self-Employed people get a mortgage? Absolutely, they can. With Self-Employed applicants, it’s always been case by case as … Continue reading “Self-Employed Update”
Waiver of Premium In the last of The Mortgage Broker Ltd mini protection episode series, Matt Cotter discusses Waiver of Premium, including: What this means and how it covers you Why this is important and why you might need it Timeframe The costs involved How a Mortgage Broker can help
Total and Permanent Disability Cover Matt Cotter, Mortgage Protection Adviser at The Mortgage Broker Ltd discusses Total and Permanent Disability Cover, in the next episode of our mini series, including: What this is and what this covers What qualifies as permanent and total disability How this is proved How this works with other policies Budget … Continue reading “Mortgage Protection Podcast Episode Four”
Income Protection In the third episode of our mini mortgage protection episodes, Matt Cotter returns to cover income protection, including: What this is and how it can help if you have an illness or injury that prevents you from working The difference between this and other policies The reason for getting income protection Budget How … Continue reading “Mortgage Protection Podcast Episode Three”
Critical Illness Matt Cotter from The Mortgage Broker Ltd talks us through critical illness cover in episode two of our mini mortgage protection episodes, including: What this is and how this type of protection differs from life insurance What is covered by the protection Eligibility Combining policies Budget How a Mortgage Broker can help
Life Insurance Matt Cotter from The Mortgage Broker Ltd discusses life insurance in the first of five mini, mortgage protection episodes, including: What this is and why this is so important for you and your family Eligibility Quantity and timeframe of the policy Budget How a Mortgage Broker can help
Getting a mortgage when furloughed The furlough scheme, or to give it its official name, the Coronavirus Job Retention Scheme has been a huge part of the government’s support package to help people get through the pandemic over the last 12 months. It has meant the government has picked up the tab for 80% of … Continue reading “Getting a mortgage when furloughed”
I have adverse credit and a small deposit – can I still get a mortgage? The pandemic hasn’t done much to slow down house price growth in the UK. Indeed, according to the latest house price index from Nationwide Building Society, prices have grown 5.7% over the last year, taking the average property price to … Continue reading “Adverse Credit Blog”
95% Mortgage Guarantee Scheme – what you need to know! The Budget this week was a notable one for anyone looking to buy a home, and not just because of the government’s decision to extend the Stamp Duty holiday. That’s because the Chancellor also announced a new mortgage guarantee scheme, aimed at helping people purchase … Continue reading “Mortgage Guarantee Scheme”