Self-Employed Mortgages – Lending Criteria and Grants Update October 2021 Jodi Spreadbury joins the Mortgage and Protection Podcast to bring us an update on the recent changes made to lending Criteria and Grants for the Self-Employed. Can Self-Employed people get a mortgage? Absolutely, they can. With Self-Employed applicants, it’s always been case by case as … Continue reading “Self-Employed Update”

Getting a mortgage when furloughed The furlough scheme, or to give it its official name, the Coronavirus Job Retention Scheme has been a huge part of the government’s support package to help people get through the pandemic over the last 12 months.  It has meant the government has picked up the tab for 80% of … Continue reading “Getting a mortgage when furloughed”

I have adverse credit and a small deposit – can I still get a mortgage?  The pandemic hasn’t done much to slow down house price growth in the UK. Indeed, according to the latest house price index from Nationwide Building Society, prices have grown 5.7% over the last year, taking the average property price to … Continue reading “Adverse Credit Blog”

95% Mortgage Guarantee Scheme – what you need to know! The Budget this week was a notable one for anyone looking to buy a home, and not just because of the government’s decision to extend the Stamp Duty holiday. That’s because the Chancellor also announced a new mortgage guarantee scheme, aimed at helping people purchase … Continue reading “Mortgage Guarantee Scheme”

Budget Update March 2021 – The Mortgage Broker Jodi from The Mortgage Broker discusses all the key points from the March 2021 budget including: The Stamp Duty holiday extension and what this means for First Time Buyers and Home Movers How the new 5% deposit mortgages will work More support for the Self-Employed Lenders reactions … Continue reading “Budget Update March 2021”