We recommend using “Check My File” to get the most comprehensive credit information. This site pulls all of its data from the major credit sourcing agencies, Equifax, Experian and TransUnion.

Please note: Check My File offers a FREE 7 Day trial that will enable you to download your current credit
report. Please remember to cancel the subscription within 7 days, if you do not wish to continue with this service

No. Our team can advise and search the market without touching your credit score. Even if we want to do a credit search with any particular lender, we can advise on how we do this, and will do so with a soft credit check.

Yes, absolutely, but of course this all depends on what we are looking at here. It is very normal though and we can access specialist lenders that allow for bad credit.

This is of course our aim and will search all our lenders and options to find the right solution for you. We cannot guarantee that we will make it so your payments go down. However, don’t worry, if you choose not to proceed with anything there is no charge for our service in finding your options.

We can search your options today with a free mortgage review. Depending on the situation, we will require documentation to formally look at certain lenders and a copy of your credit file will speed up the process.

It may be best to change lender yes, as we have access to a wide panel of specialist lenders as well as high street lenders. We will search & compare 130 lenders and research over 25,000 mortgage rates to find the most suitable option.