The Mortgage Broker is an award winning partner of Mortgage Advice Bureau.
No impact on your credit score
No impact on your credit score
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The Mortgage Broker are part of Mortgage Advice Bureau, and offer free, no obligation mortgage advice throughout England, Scotland and Wales. With specialists up and down the UK, our advisers can access market leading rates, provide a same day mortgage in principle, or assess your affordability without affecting your credit score – no batter what you are trying to do, or what your circumstances are.
- Trusted partner of 130+ Lenders
- Award Winning mortgage advice
- Market Leading mortgage rates
- Speed, transparency & communication
- Regulated advice and expertise
Yes. The Mortgage Broker are regulated by Mortgage Advice Bureau and are part of the Mortgage Advice Bureau network.
Securing a mortgage is one of the most significant financial decisions you’ll ever make, whether you are a first-time buyer, moving home, or considering a remortgage, having expert, independent guidance can make all the difference.
At The Mortgage Broker we have access to all of Mortgage Advice Bureau’s 130 Mortgage Lender panel, and a series of specialist partners that give us access to everything you need to get the right solution.
Yes.
The Mortgage Broker can access over 25,000 mortgage rates and can search the market for the most cost-effective mortgage for your needs.
No.
No matter how many times you speak with us, or how many rate checks you want to do – we will understand your circumstances and provide you with all the information you need. You can get a mortgage in principle free of charge.
However, Yes, we do charge fees if you want our advisers to go ahead and proceed with a formal application and to help you throughout the entire journey. We don’t hide behind this fee (averaging around £250.00) as it saves you money, as we spend a lot of time helping you. Plus, you get access to all our specialists across protection and insurance, which you will also need – and then after that, we will hold your hand and remove the leg work all the way through to completion. Even after that, we will monitor your rates 24/7 to see if there are better options.
No, our advisers can access all over mortgage advice bureau lenders and search the best rates without affecting anything. We can also apply for a mortgage in principle without affecting your credit score.
Of course, Yes.
You are not alone, and we speak with people every day who think their credit is too poor to get a mortgage. The Mortgage Broker have specialists across all types of bad credit, defaults, CCJ’s, IVA’s, DMP’s and other complex scenarios.
There are plenty of lenders on the Mortgage Advice Bureau panel that accept a range of complex circumstances.
Specialists across Mortgages & Protection
UK Wide Experts. Access the best of Mortgage Advice Bureau lenders today.
Excellent! Would highly recommend. This is the second mortgage deal they have helped us with. Very easy process and kept up to date at all times.
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Expert Mortgage Advice for Every Step of Your Journey
Whether you’re buying your first home, moving house, remortgaging, or investing in a buy-to-let property, expert guidance from an independent mortgage broker that is part of the mortgage advice bureau, can make all the difference. Through the Mortgage Advice Bureau, we access the best rates, but at The Mortgage Broker, we specialise in offering tailored advice, access personalised guidance and support that puts your needs first—whatever your situation.
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Personalised, Expert Mortgage Advice You Can Trust
We understand how stressful buying or remortgaging a property can be. That’s why our mission is to make the process as simple, transparent, and stress-free as possible. From your very first conversation with us, we’ll listen to your needs, explain your options clearly, and support you every step of the way.
When you work with The Mortgage Broker, you are getting more than just access to Mortgage Advice Bureau mortgage rates, you’re getting a team of experienced professionals committed to finding the right deal for your life and your future.
94% Approval Rate 130 Lenders on PanelTrusted by over 130 Mortgage Lenders
Best Rates Across the UK!
Digital Speed meets Human Touch. Advice across the UK with access to all the best rates in a click of a button.
Request a call backRemortgaging or Buying? Let’s Take the Stress Away
Whether you’re remortgaging to secure a better rate, moving home, or expanding your property portfolio, we’re here to help. As part of the Mortgage Advice Bureau, we compare thousands of mortgage deals across the market, ensuring you get access to competitive mortgage rates suited to your financial goals.
Even if you’ve had credit issues in the past, don’t worry. Our experienced advisors work with a wide range of lenders; some of whom specialise in bad credit mortgages to help you find the best deal available.
The kind of mortgage advice that’s right for you really depends on your individual situation and whether you’re buying your first home, remortgaging, or investing in property. However, one thing we know for sure is that having access to expert, independent guidance can make the entire process clearer and far less stressful – as well as save you money! At The Mortgage Broker Mortgage our experienced advisors take the time to get to know you, understand what you’re hoping to achieve, and walk you through the options that make the most sense for your personal and financial goals. With access to over 130 trusted lenders and more than 25,000 mortgage products across the market, we’re confident that we can help you find a solution that not only fits your needs today but supports your future as well.What Mortgage Advice Do I Need?
Remortgage Advice: Secure a Better Deal
Remortgaging means moving your mortgage to a new deal, either with your current lender or a different one. With so many products available, it’s essential to get advice that helps you understand your options and lock in the most competitive interest rate.
Don’t worry, if you need speed, we can search & compare rates in minutes, if you want us to monitor rates we can or if you are just unsure… then feel free to call and ask a question.
Reasons to consider remortgaging:
- Reducing monthly outgoings
- Raising capital for large one off expenses
- Home improvements or renovations
- Debt consolidation
- Preparing for retirement
- A change in personal circumstances (such as divorce, illness)
Our mortgage advisers will take the time to understand your goals and explain how each remortgage option fits your financial situation. Read more around remortgaging to get started.
Buy-to-Let Mortgages: Expert Advice for Landlords
A buy-to-let mortgage is designed for properties you plan to rent out. Whether you’re buying a new investment or managing an inherited property, our experts at the Mortgage Advice Bureau are here to help.
We provide support with:
- Navigating tax rules and legal considerations
- Securing the best buy-to-let mortgage rates
- Structuring your investment for long-term returns
Whether you’re a first-time landlord or expanding your portfolio, our team will help you find a deal that works for you. Explore our buy-to-let mortgage guide or contact us for personalised advice.
Moving home is exciting, but it can also be overwhelming, especially when it comes to your mortgage. That’s why we offer straightforward guidance that helps you plan ahead and avoid unnecessary stress. Fast, transparent mortgage advice. Your options when moving: We recommend speaking with one of our mortgage advisors around six months before your planned move. This gives us time to review your situation, explain your options, and coordinate everything for a smooth transition. Our priority is to help you secure the most competitive mortgage with the least amount of hassle.Moving Home: Simplify the Process
First-Time Buyer Mortgages: Step Onto the Property Ladder with Confidence
Buying your first home is a big milestone and understanding how mortgages work is key to feeling confident and in control. As and independent mortgage broker, we offer impartial advice and access to some of the most competitive mortgage advice bureau mortgage rates for first-time buyers.
We’ll help you navigate:
- How much you can borrow based on your income
- What fees and deposits are required
- Types of mortgages available to first-time buyers
- How government schemes like Help to Buy or Shared Ownership work
Our in-depth first-time buyer page walks you through everything you need to know. Or, if you’re ready to take the next step, speak to an advisor today for a free, no-obligation quote.
Mortgages for Bad Credit: There’s Always a Way Forward
At The Mortgage Broker, we believe that financial difficulties in the past shouldn’t prevent you from owning your own home. If you’re dealing with bad credit, our experienced advisors are here to help.
Over 8m people have experienced bad credit in the last 3 years – you are not alone!
We specialise in finding mortgage solutions for:
- Adverse credit history
- CCJs, IVAs, DMP’s and bankruptcy
- Mortgage arrears
- Debt consolidation
- Complex Income
We work closely with lenders who understand the challenges of bad credit and are willing to assess your application based on the bigger picture; not just your credit score. Don’t let the past hold you back and explore our bad credit mortgage guide or reach out for expert support today.
London Expertise: Mortgage Advice in London
Property in London moves fast and so should your mortgage advice. Our regulated Mortgage Advice Bureau London specialists understand the competitive nature of the city’s housing market and are here to help you secure a mortgage that suits your needs.
Whether you’re:
- Remortgaging a London property
- Buying your first flat in the city
- Upsizing or relocating
Our London mortgage advisors will help you make the right move at the right time. With market monitoring and access to exclusive rates, we’ll ensure you’re never caught off guard. You’ll get local insight with national coverage—making your London move smoother and smarter.
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Access the Best Rates
Speak to an AdviserMortgage Advice Bureau Live Mortgage Rates
Welcome to our live mortgage rate finder. This is just an indicative guide to help you see the sorts of rates that are accessible through some of the lenders we work with at The Mortgage Broker. It is always better to speak to a Mortgage Broker, as we can quickly understand your circumstances and access over 23,000 mortgage products through our panel of nearly 100 Mortgage Lenders. Not all lenders enable a live feed to their products, so this is just illustrating a segment of the market.
Mortgage Advice Bureau Stamp Duty Calculator - England & Northern Ireland
Please note this is for properties in England and Northern Ireland.
| Purchase Price | Normal Rate | Additional Property |
| Less than £250K | 0% | 3% |
| £250K – £925K | 5% | 8% |
| £935K – £1.5M | 10% | 13% |
| Over £1.5M | 12% | 15% |
An additional property purchased for less than £40k will attract 0% tax. For purchases from £40,000 to £250,000 the SDLT rate will be 3% on full purchase price.
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