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Based on 129 reviews
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Ursula JoyTrustindex verifies that the original source of the review is Google.
My partner and I are first time buyers and we have had a fantastic experience with Adeleen as our mortgage broker. Most importantly - we got our mortgage! :-) Plus the whole process has been smooth and we've been supported throughout. I've really appreciated how relaxed everyone is to speak too. Thank you Adeleen and the whole team at the mortgage broker. Highly recommend.Posted on Google![]()
Insha IlyasTrustindex verifies that the original source of the review is Google.
One of the best mortgage teams I’ve ever dealt with—extremely knowledgeable, professional, and supportive throughout the entire mortgage process. As a first-time buyer, I genuinely feel blessed to have found this mortgage broker team. A special thanks to John and his team members, Gemma and Sam. Every single one of them went above and beyond to answer my questions as quickly as possible, even with their busy schedules. I would highly recommend this team to anyone looking for a mortgage broker, whether you’re applying for a mortgage, simply looking for information, or considering shopping around for the best options. Most importantly, John, you’ll definitely be the first person I contact in five years when it’s time to remortgage! Thank you again to the entire team for making what could have been a stressful process so smooth and reassuring.Posted on Google![]()
Aleksei NizovTrustindex verifies that the original source of the review is Google.
I had a very positive experience with The Mortgage Broker Ltd during what became a complicated property purchase. After my original mortgage arrangement fell through following a new valuation, the team helped me find a suitable alternative. Kirstie and Evie were particularly helpful, reviewing the available options, finding a good mortgage with Skipton and moving quickly with the application. Evie was very responsive throughout the process and kept me updated through underwriting and the final mortgage offer. Rob, Kirstie and Evie were professional, helpful and approachable throughout. I really appreciated their support and would happily recommend The Mortgage Broker Ltd.Posted on Google![]()
sandra peikauskieneTrustindex verifies that the original source of the review is Google.
I am very grateful to Miglė and Anna for their excellent service. Everything was handled very quickly and smoothly. A special thank you to Miglė for her warm and friendly communication—she answered all of my questions, even outside of working hours. I highly recommend them; the service was truly outstanding. Thank you so much Girls 😘Posted on Google![]()
Jiittrf VjutrdfTrustindex verifies that the original source of the review is Google.
It was very good experience as first time bayer and new to uk Ashley kneebone was very professional yet friendly,I could ask for anything and everything and he always supported all through out the very long process He made everything clear and straight forward , answered all my many questions Very helpful and professional I recommend a lotPosted on Google![]()
Harun MTrustindex verifies that the original source of the review is Google.
As a first-time buyer, I honestly couldn't have asked for a better experience with The Mortgage Broker. Adrian has been outstanding from the very beginning. He is extremely knowledgeable, patient and genuinely takes the time to listen. There were times when I was overthinking every detail, but Adrian always remained calm, explained everything clearly and helped me focus on what really mattered. He never made me feel rushed or like I was asking too many questions. What impressed me most was his honesty. He doesn't just tell you what you want to hear—he explains what will work, what won't work, and why. That level of transparency gave me complete confidence that he was acting in my best interests rather than simply trying to secure a mortgage. Once Adrian took on my case, I genuinely felt he was committed to getting the best possible outcome. He explored different options, looked at every angle and never gave up. It really felt like he was invested in my success. The support didn't stop there. Rae and the rest of the team were fantastic throughout the process, keeping in regular contact, providing updates and making sure I understood every stage. Buying your first home is probably one of the biggest financial commitments you'll ever make, and it can be incredibly overwhelming when you have no previous experience. Thanks to Adrian, Rae and the wider team, I never felt like I was going through it alone. If you're looking for a mortgage broker who is knowledgeable, honest, approachable and genuinely cares about finding the right solution for you, I would highly recommend The Mortgage Broker. Their communication, professionalism and customer care have been exceptional from start to finish, and I wouldn't hesitate to use them again in the future.Posted on Google![]()
Pamela SheadTrustindex verifies that the original source of the review is Google.
Fiona, Rae and the rest of the team who assisted me have been super. Friendly, helpful and reassuring. I would recommend TMB to anyone looking for a mortgage.Posted on Google![]()
Whitney McDonaldTrustindex verifies that the original source of the review is Google.
I couldn't be happier with the service I received from The Mortgage Broker. The whole team were fantastic from start to finish, but a special mention has to go to Adrian, who was exceptional throughout the entire process. As a first-time buyer, there were a lot of things that were completely new to me, but Adrian was incredibly attentive, patient, and supportive every step of the way. His communication was excellent, and he always made time for both me and my partner whenever we had questions or needed reassurance. What really stood out was how thoroughly he explained everything, breaking down complex information in a way that we could both easily understand. He made what could have been a stressful experience feel straightforward and manageable, and we always felt confident that we were in good hands. I would highly recommend The Mortgage Broker to anyone looking for mortgage advice and support. Thank you to Adrian and the whole team for making our home-buying journey such a positive experience. We will definitely be using your services again in the future!Posted on Google![]()
Cat JonesTrustindex verifies that the original source of the review is Google.
Sarah is simply the best! She went above and beyond with sorting out some tricky points for me and was in constant contact personally which I really appreciated. She is worth her weight in gold. I will definitely use her again for my next mortgage.Posted on Google![]()
Loz KirkTrustindex verifies that the original source of the review is Google.
The team at The Mortgage Broker have been exceptionally supportive and knowledgeable throughout what proved to be a long and complex process of purchasing my property through the Council Right to Buy scheme. Securing a mortgage was particularly challenging due to my limited income history, and arranging suitable life insurance and income protection was even more difficult given my previous health conditions. Despite these obstacles, the entire team worked tirelessly on my behalf — liaising with lenders, providers and solicitors, keeping me fully informed at every stage, and ensuring I understood all available options. Their communication was outstanding. Rae, Samantha and Fiona were always available to offer clear, practical advice, responding promptly to both emails and phone calls. Their professionalism, dedication, and reassurance made a potentially stressful experience far more manageable. The service provided was excellent value for the £595 fee, and I would not hesitate to recommend The Mortgage Broker to others in the future. I will be forever grateful
Mortgage in Principle: Explained in our 2 minute video
You may have heard the term ‘mortgage in principle’ (also often abbreviated to MIP) and you may also have heard some similar sounding terms. Let us clarify for you:
- Agreement in principle
- Offer in principle
- Decision in principle
All of these are just different terms for the same thing. Watch our video with Sarah Mascot, Mortgage Adviser, CeMap.
Get a Mortgage in Principle and Award Winning Help in 3 Simple Steps.
1. Tell us a few basics and your goals and we will quickly compare 130+ lenders
Firstly, tell us what you are looking to do: whether just searching, first time buyer, home mover, landlord or remortgaging we can assess affordability, search UK wide rates and give you advice as required. Or straight to a mortgage in principle assessment, with just details of your income, deposit, property value and timeline. Takes less than 5 minutes and no documents are required.
2. Same day mortgage approval with soft search Mortgage in Principle (AIP/DIP)
We run a soft credit check and see what you can borrow by accessing UK wide leading rates. We will advise on lowest costs and options, along with a Mortgage in Principle certificate. Fast & digital, but you have a dedicate and, experienced mortgage specialist to answer any questions and ensure you understand the market.
3. Get pre-approved & be mortgage ready with award winning advice
Receive your Mortgage in Principle certificate (valid for 6 months), plus any future guidance on lenders, products and the the right steps to take to a full mortgage application.
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Compare mortgage rates & get pre-approved today130+
Lenders to choose from - compare & saveWhy use an Independent & Award Winning Mortgage Broker?
Better choice. Better outcomes.
- Same Day Mortgage Approval and a 5 Star Trusted Service
- Access 130 Lenders & over 25,000 Mortgage Rates
- Free Mortgage in Principle in just 15 minutes. No Impact on Your Credit Score
- Check Your Budget in Minutes with a Free Appointment and Trusted Advice
- No Cost to search 25,000+Products and get Same Day Approval
- Get Started Now to Secure Your Mortgage Fast with Award Winning Experts
No Mortgage = No Fee. At Any Point.
Straight talking advice and smart sourcing across 130+ UK lenders. Check live rates, get a soft search Mortgage in Principle in around 15 minutes and compare options market rates and suitable mortgage solutions.
Tailored support for every type of borrower
First Time Buyers: get mortgage ready with clear next steps
Home Movers: secure your MIP and make offers with confidence
Remortgage Clients: avoid higher SVR payments and compare options
Self Employed & Contractors: specialist lenders for complex income
Bad Credit Applicants: CCJs, defaults, missed payments, DMP. Common sense advice
Buy-to-Let Landlords: portfolio, limited company, HMO and holiday let
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Free, no‑obligation advice. Get started tonight, provide your info, book a free appointment and speak to a 5‑star‑rated adviser so you can shop the market with confidence.
Request a call backReady to get your Mortgage in Principle?
Fast, clear advice. Soft search. No credit impact.
Get My Mortgage in PrincipleAlso known as Agreement in Principle (AIP) or Decision in Principle (DIP)
Different lenders use different names. Whether you call it a Mortgage in Principle, an AIP or a DIP, we can help you get it quickly with a soft search.
Excellent service!! Top notch. Highly recommend. Immediately put me at ease and had my mortgage in principle.
Prefer to talk? Call us now and speak to a qualified broker.
Luka was amazing got us our mortgage offer within a very short period of time fast service amazing. 100% recommended!
Ready started on your Mortgage in Principle
Simple, mobile and flexible process
Get My Mortgage in PrincipleMIP FAQs
Yes. We can arrange a soft-search MIP quickly (no credit impact) and confirm suitable options for your situation.
A Mortgage in Principle (AIP/DIP) is an initial indication of what a lender may lend based on information provided. It isn’t a formal offer, but it helps you show you’re a serious buyer and can speed up the next steps.
It takes around 15 minutes to do a soft search mortgage in principle without any documentation needed.
Our initial checks use a soft search and won’t impact your credit score. A full credit check only happens later, with your consent and when you are confident to proceed with the right options.
If a more appropriate rate appears before you proceed, we will aim to switch you to it.
Typically: income details, outgoings/credit, and deposit. We’ll confirm exactly what’s needed for your case.
Don’t worry — it happens. We work with specialist lenders and will guide you on the most suitable route while protecting your credit profile.
There is no cost to getting a mortgage in principle. All our advice is free without any obligation to proceed. If you want to proceed with going ahead with a mortgage, we apply a mortgage broker fee but we only charge if you get your suitable mortgage offer. We offer a no mortgage, no fee guarantee. All fees are discussed from the outset.
Compliance & important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
If consolidating unsecured debts into your mortgage, you may increase the total cost of borrowing.
We provide regulated mortgage advice and will recommend the most suitable option based on your circumstances.
- FCA-regulated brokers
- Secure, GDPR-protected process
- Finalist: Mortgage Strategy Awards 2025
Financial Services Verification
The Mortgage Broker provides regulated mortgage and protection advice. We’re verified and supervised under the Financial Services and Markets Act 2000 framework. All advice is delivered by CeMAP-qualified advisers and documented to Consumer Duty standards. The Mortgage Broker is a trading name of The Mortgage Broker (London) Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. The Mortgage Broker (London) Limited is registered in England and Wales, company number 10763053


