15m+ people have adverse credit CCJ's accepted by our lenders CCJ's do not need to be satisfied No impact on credit score
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Access Mortgage Lenders who Accept CCJ’s

CCJ’s are among the normal things that we see with our successful mortgage customers. Along with unsecured debt, defaults and various other credit file blemishes – our lenders are moving towards taking a more common sense approach. Over 15 million people have “adverse credit”. so please do not worry, we will try and get you exactly what you need with lenders that accept CCJ’s.

  • CCJ’s do not need to have been satisfied
  • We can accept CCJ’s over 3 months old
  • They do not need to be 5 years ago!
  • No max size, no max number.

Can I get a mortgage with CCJ’s on my credit file? YES!

Most of the lenders in the mortgage are becoming more accepting of certain scenarios. CCJ’s are very normal, and we can work with you in finding the best mortgage for your circumstances. CCJ’s are acceptable, and you don’t have to have satisfied them all. Even if it is within the last 6 months, The Mortgage Broker can get you a mortgage with one of lenders that accept CCJ’s.

 Accepted If your CCJ is over 3 monhts old get in touch. Unlimited No maximum number of CCJ's or size matters. We can look at it.
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The Mortgage Broker work with specialist lenders that accept mortgage applications with CCJ's

Getting a bad credit mortgage is possible through our panel of specialist lenders. Speak with one of our friendly team to understand the solutions that may be available to you. Please do not worry – CCJ’s and other defaults are very common and we completely understand how frustrating these can be.

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Getting a mortgage with CCJ’s?

A judgment placed on your credit file where you have failed to make agreed repayments, is called a CCJ. CCJ’s (County Court Judgements) can be applied to both individuals and companies.

Yes, you can get a mortgage with a CCJ. In fact we have lenders that don’t restrict the umber of CCJ’s or the limit the size of those CCJ’s.

No, as long as it was over 3 months ago, The Mortgager Broker can approach lenders and assess your mortgage options. Often it is more than 6 months, however, buying a house can take 3 months, so we accept anything over 3 months and we can get you prepared and ready to complete on a mortgage.

No, the CCJ does not need to have been satisfied to successfully apply for a mortgage. Do not wait 5 years, or do not assume it has to be all paid off – it does not need to be!

We will check your credit file, but don’t worry. Over 15 million people have adverse credit and over 6 million people have bad credit on their credit files within the last 3 years.

Some of our Mortgage Lenders take a common sense approach, and have NO automated tools that check any credit score, or even check credit file. They can take common sense approach to giving you a mortgage.