Areas of knowledge:

Scottish purchase process

Open market shared equity (LIFT)

New supply shared equity (NSSE) schemes

Let to buy with simultaneous purchase

Specialist buy to let

Debt consolidation re-mortgage


Qualifications:

CeMAP
B. Sc (Hons)

Years of Experience:

12+

Professional Bio: Luka has been working in financial services since 2013, bringing over a decade of experience and a thoughtful, client-focused approach to mortgage and protection advice. What began as a temporary role quickly turned into a rewarding career, driven by his passion for helping people achieve their financial and property goals.
Specialising in the Scottish purchase process, shared equity schemes (LIFT and NSSE), let-to-buy, and complex buy-to-let cases, Luka thrives on finding tailored solutions for clients with unique needs. He particularly enjoys working on more intricate cases, where his problem-solving skills and attention to detail can make a real difference.
With a B.Sc (Hons) and CeMAP qualification, Luka combines technical expertise with a warm, approachable style ensuring clients feel supported and confident every step of the way.

Personal Information: I am married to the love of my life and have two wild boys that keep me busy! I have moved to Scotland as a teenager and live just outside of Edinburgh but like to get up north to the highlands whenever I can for long walks and hiking.

Something not everyone knows about me: I am a huge nerd; computers, board games and sci fi are my wheelhouse!

If I won the Euro millions lottery I would: Make sure that my family and friends never had to worry about money. I would spend the rest on travelling.

First Full time job: Customer service assistant.

I love my job because: I have been working in the mortgage industry since 2014; I am passionate about enabling people to buy their dream homes and save a bundle while doing so.

Likes: Bagging Munros and getting away to the Scottish Highlands when I can.

Dislikes: Doing DIY, I am absolutely hopeless. There is a picture frame that has been waiting to be hung for over a year.

Favourite destination: South-East Asia, never had a chance to visit but it is on the bucket list.

Favourite food: Pad Thai.

My ultimate 4 dinner party guests would be:
George Carlin
Frankie Boyle
Jack Whitehall
Katherine Ryan

Current Employer:

The Mortgage Broker Limited
https://themortgagebroker.co.uk/