What is the difference between a buy-to-let mortgage and a residential mortgage? - The Mortgage Broker

What is the difference between a buy-to-let mortgage and a residential mortgage?

A buy-to-let mortgage is intended for properties that will be rented out, and the lending criteria are based on rental income potential. Residential mortgages are for properties you live in, with assessments focused on personal income.

Published on 17 September 2025

Author: Rob Smith

WordPress Developer

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