Get a Mortgage in Principle in 15 Minutes

Yes. Not only can we get you a Mortgage in Principle, we will ensure it is the best possible rate in the market, the right mortgage for you and we will get you mortgage ready without affecting your credit score.

We can do instant mortgage in principles, or research exactly what you need – the choice is yours!

• Get an Free Instant Mortgage in Principle, and Expert Advice!
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An mortgage in principle is a preliminary decision by the lender that indicates how much they would be willing to lend based on the initial set of facts that we present to them. This means it is not a formal offer and you are not able to complete a purchase or a remortgage with just a decision in principle.

Key Facts:

• Indicative quote on what you can borrow
• Often a soft foot print on your credit file
• Used to understand and illustrate how much you can borrow
• Demonstrates the buyer to be a serious buyer and financially capable
• Helps speed up the mortgage process when proceeding

Simply contact The Mortgage Broker and one of our specialist advisers will gather the information from you and search all our Lenders criteria. Within a matter of minutes, with the information you have provided, we can understand your affordability and options with getting a mortgage. If desired and/or required by an Estate Agent or Seller, we can run a decision in principle for you there and then.

Our systems at The Mortgage Broker allow us to quickly establish whether or not you can get a decision in principle. In fact, to get an initial indication and acceptance from a lender, we only require the following:

• Details of Income
• Outgoings and Existing Credit
• Deposit Amount

No. As a mortgage broker, we are able to do a soft search on your credit score which will not impact your credit score. Getting an offer in principle can be done without affecting anything as we just need to check your details with credit reference agent.

This is the formal agreement and offer of a mortgage from the lender. This means the lender, following a full fact check of the applicants circumstances, is willing to loan the agreed amount on the designated property.

Key Facts:

• Formal binding agreement by way of contractual commitment
• Subject to legal processes and property surveys
• Full search on credit report has been successfully approved
• Thorough assessment of applicants finances has been approved
• Illustrates the terms and conditions of the loan
• Includes loan amount, interest rate, repayment terms and any other conditions