Written by Craig Leigh, Mortgage Adviser, The Mortgage Broker Book a free landlord review with Craig, here. Buying a home is one of those big “adulting” moments that sounds exciting, but quickly becomes confusing. There’s advice everywhere, jargon you’ve never used before, and a nagging feeling that everyone else knows what they’re doing except you. … Continue reading “Mortgage Planning vs House Hunting: Which Should Come First?”

Whether a fixed-rate or a tracker mortgage is right for you depends entirely on your personal financial situation, how you see risk, and your thoughts on future interest rates. A Fixed Rate Mortgage offers certainty and predictable monthly payments  A Tracker Rate Mortgage can offer savings if the interest rate falls, but risks higher payments … Continue reading “Should You Fix or Track Your Mortgage? Navigating Rate Choices.”

For weeks now, the Autumn Budget 2025 on 26 November has dominated the headlines, creating uncertainty and anxiety for many. In just a few days the government has gone from signalling a possible 2p rise in income tax to a dramatic U-turn, with Sir Keir Starmer and Rachel Reeves now ditching plans to raise income … Continue reading “Autumn Budget 2025: Income Tax Plans Scrapped! What Now for Mortgage Rates?”

After several years of rising rents and affordability challenges, there’s a quiet but noticeable shift happening in the UK housing market: more renters are beginning to look seriously at buying their first home. Better saving habits, stabilising house prices and more competitive mortgage deals are helping many first-time buyers take the next step. Why Renters … Continue reading “Are Renters returning to Homeownership?”