The Money Statistics is a monthly report chock-full of financial facts and figures relating to many areas of life in the UK. Among these figures are several notable areas relating to mortgages and home ownership. For example, the average outstanding mortgage in the UK in August was estimated to be £121,678. While this is only … Continue reading “The Money Statistics for October Reveal Some Interesting Facts”

The British Mortgage awards were held on 3rd July at The Park Plaza Hotel in Westminster. The Mortgage Broker (St Neots) Ltd was shortlisted down to the top 3 contenders in the UK for Best Adviser for First Time Buyers. Unfortunately they didnt win and either came runner up or in 3rd place for the … Continue reading “The Mortgage Broker Runner up at The British Mortgage Awards”

The Mortgage Broker (St Neots) Ltd came in 2nd Place at the prestigious British Mortgage Awards that took place on the 4th July 2013 in London. Mary Chamberlain, who has been with the company for over 5 years, was shortlisted in the Best Broker First Time Buyer Category and narrowly missed out on winning the … Continue reading “The Mortgage Broker (St Neots) Ltd Runner up at the British Mortgage Awards 2013”

If you are considering buying property to let and live in a city or large university town, then it may have crossed your mind to let your property out to students. There are two sides to letting student accommodation, and you will need to consider the positives and negatives of student lets before going down … Continue reading “The Pros and Cons of Student Buy to Let”

The situation regarding the coronavirus is fast-moving. Developments are occurring almost hourly, affecting all areas of our lives. It’s a sobering time. The initial concern many people had (and still have) regarding the virus itself has led to self-isolation, working from home, and many other social distancing measures. It’s also led to financial worries for … Continue reading “The COVID-19 Mortgage Payment Holiday: What Does it Mean for You?”

Just prior to the financial crisis hitting in 2007, 100% mortgages were easy to find. Indeed, over 250 such mortgages were available at that time. Things changed once the financial crisis developed, however, and those deals vanished, virtually overnight. So, you would be forgiven for being concerned that some lenders are now offering these same … Continue reading “The Return of the 100% Mortgage But is it a Smart Idea?”

Before the recession hit the UK with full force, it was relatively easy to get a mortgage, particularly when compared to the challenges potential homeowners have been faced with recently. However, the past couple of weeks have seen some announcements that appear to herald the return of the 95% mortgage. This is something that was … Continue reading “The Return of the 95% Mortgage”

Buying a house for the first time can be daunting, perhaps because lack of experience can make us fear change. While this isn’t a comprehensive list about things to consider as a first time buyer, it will give you that crucial guidance to make the process a little easier. Get Your Finances Sorted When you … Continue reading “Things to Consider As a First Time Buyer”

What do you do when you find that you have an extra house? It can happen! Sometimes couples move into one house and find they have a spare. So, do you sell the spare or do you rent it out and hope to make a little money out of the deal? The choice for many … Continue reading “Things to Consider as a First Time Landlord”

The best 2, 3 and 5 year fixed deals available – October 2012 Fixed rates have seen a downward trend recently so we thought we would take this opportunity of providing you with the latest, and in our eyes, the best value fixed deals that are currently available. Tracker & Variable rates are also available … Continue reading “Thinking of a moving or remortgaging?”