Porting your mortgage allows you to retain your current terms, which might save on fees. It requires new affordability checks. Switching to a new lender could provide access to better deals, but may incur costs like early repayment charges. Evaluate overall costs and potential savings with both options.
Should I port my mortgage or switch to a new lender when moving?
Published on 23 September 2025
Category: Home Mover 1
10 Minutes