No impact on your credit score
30,000+ Clients Successfully Approved over 25 years.
The Mortgage Broker
What a mortgage broker does
A mortgage broker (also called a mortgage adviser/advisor in the UK) compares lenders and products, explains costs and criteria, and manages your application through to offer. Most importantly, we can quickly access the right solutions and give advice. At The Mortgage Broker we compare 25,000+ products across 130+ lenders and are FCA-regulated. Instant peace of mind for getting the right product and presenting it to lenders correctly. As per IMLA (Intermediary Mortgage Lenders Association) latest stats: 89% of successful UK mortgages now go via intermediaries such as us.
Call Us 
0800 0320 316
0800 0320 316Or Book a Free Mortgage Appointment
Digital Speed. Human Trust.
Trusted Advice Service
At The Mortgage Broker we are extremely proud to be one of the UK’s most trusted brokers offering independent, FCA regulated advice with 5/5 review ratings across all platforms. An award winning service, offering a transparent advice service at no cost. If you chose to proceed, we only charge if you are happy and get the mortgage. No mortgage offer… No fee.
- Fast MIP in 15 minutes; dedicated CeMAP advisers
- High-street and specialist lenders for complex income and bad credit
- Clear total cost comparisons (rate + costs), not just headline rates
- Simple process: we source, package, submit and chase to offer
- Protection advice available to keep your home and income secure
- Independent, FCA-regulated advice tailored to your goals
Who we help
First-time buyer • Home mover • Remortgage • Buy-to-let • Adverse/Bad credit • Complex Income •
Get mortgage ready with a soft-search Mortgage in Principle (MIP). We’ll explain deposits, your credit file and what lenders look for, in plain English. Start with an affordability check, then compare high-street and specialist options.
We’ll compare a product transfer with your current lender against remortgage deals from 130+ lenders. See the total cost (rate + fees), timings and any early repayment charges before you switch.
Move with confidence and speak to our mortgage experts across all scenarios. Secure your MIP, compare suitable deals and keep your purchase on track with clear timelines and proactive case management.
We understand bad credit, and what lenders look for. We will review your credit file, match criteria and outline practical next steps, starting with a soft search so no impact on your credit score.
Compare personal vs limited-company routes, meet rental stress tests and understand deposit needs, so you can act quickly when the numbers stack up.
Safeguard your family and business with tailored life, critical illness and income protection; tax-efficient options for directors included, arranged by specialist advisers with individual and business protection licenses.
Looking for the “Best Mortgage Broker” in the UK?
Short answer: there is no single “best” mortgage broker, only the most suitable for your situation. What matters is independent, regulated advice and access to a wide panel of lenders. That’s where a mortgage adviser helps most. In fact, industry forecasts show borrowers are increasingly choosing intermediaries: IMLA expects intermediaries to handle circa 89% of mortgages in 2025 and around 91% in 2026.
We recommend you use an independent mortgage advisor, even if it isn’t The Mortgage Broker.
Our modest (but confident) take:
“Looking for the best? You’ve likely found a great fit. We’d say that, of course: but our results, our free no obligation advice, trust pilot reviews and access to 130+ lenders tend to say it for us.”
Bottom line: there’s no such thing as a “best mortgage broker.” There is a best fit for you though. One who can search widely, explain simply and fight for suitable, sustainable outcomes.
Why use an adviser service? (and why many choose us)
The Mortgage Broker is a free no obligation mortgage advice service. No mortgage offer, no fee payable at any stage. Only if you chose to proceed and we successfully get you a mortgage, does a mortgage application fee apply.
Click here for our full what are service covers and more information around mortgage broker fees.
What a positive experience! The customer service we received was amazing - professional, knowledgeable, helpful & friendly - nothing was too much trouble. How refreshing to find a company with staff that go the extra mile.
Five Reasons to Use a Mortgage Broker
A mortgage adviser can not only support and guide, they can find you the lowest possible rate for your exact circumstances and the right solution. Price is not always simple the “best” option.
The whole process was speedy and simple. Great communication and straightforward. Great advice and support.
Need a Mortgage in Principle today?
Whether you have found a property already, or looking to find the perfect home to move into, you can get a Mortgage in Principle through an adviser today and be mortgage ready. A mortgage in principle is an indication of how much a lender is prepared to lend you based on your financial information. This is not a mortgage offer, but a great way to understand your affordability and be buyer ready without impacting your credit score.
How an Independent Mortgage Adviser Helps You
- UNDERSTANDING THE MORTGAGE MARKET
- WORKS FOR YOU, NOT THE LENDER
- WE DO THE WORK, NO PAPERWORK
- SUPPORT THROUGH TO COMPLETION AND AFTER
Is a mortgage adviser the same as a mortgage broker
Yes, terms are often used interchangeably in the UK with the FCA using ‘adviser’ and customers often using the spelling ‘advisor’ – it doesn’t matter.
Who we are
The Mortgage Broker (London) Limited, trading as The Mortgage Broker, provides independent, FCA regulated mortgage and protection advice across the UK. Head office: Wyboston Lakes, Great North Road, Wyboston. Bedfordshire, MK44 3AL.
Regulation
The Mortgage Broker (London) Limited is an Appointed Representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, which are authorised and regulated by the Financial Conduct Authority. Regulatory details are available on the Financial Services Register.
What we do (scope & limitations)
- Residential & remortgage advice, including complex income and credit profiles (FCA-regulated).
- Protection advice (life, critical illness, income protection).
- Buy-to-let including limited-company structures (some BTL is not FCA-regulated).
- Bridging, second charge and commercial finance (not usually FCA-regulated).
Fees & disclosure
We offer a no mortgage offer, no fee payble service. All advice is free. If you choose to proceed, a transparent application fee is payable only after we secure your formal mortgage offer. We will confirm the amount, conditions and payment stage in writing before any application is submitted and on the calls from the outset. We also receive a standard procuration fee from lenders; this does not increase the amount you pay.
Key risk warnings
Your home may be repossessed if you do not keep up repayments on your mortgage.
Think carefully before securing other debts against your home.
The value of your property may go down as well as up.
Some forms of Buy-to-Let, bridging and commercial finance are not regulated by the Financial Conduct Authority.
Contact
Telephone: 0800 0320 316 · Email: enquiries@themortgagebroker.co.uk