Debt Consolidation

Why Every Director Should Think About Director’s Life Insurance Quick Fire Questions with Matt Cotter, Business Protection Specialist.  “When you’re running a business, you will often prioritise growth, cashflow and clients. Yet many directors forget about protecting their own families in a tax-efficient way. Directors’ Life Insurance: also known as a Relevant Life Policy, is … Continue reading “Why Every Director Should Think About Director’s Life Insurance”

Initial Enquiry A professional couple approached The Mortgage Broker looking to purchase their dream home valued at £1,050,000. As newly qualified professionals (Barristers) with strong future earning potential, they needed a lender who would recognise their income trajectory rather than just their current salaries. The Challenge High purchase price with an 85% loan-to-value (LTV) requirement … Continue reading “Case Study: High-Net-Worth Couple Secures £1.05m Property with 85% LTV”

First-Time Buyers in 2025: Is Now the Right Time to Buy a Home? With the Bank of England recently cutting the base rate down and some lenders introducing more generous income multiples for renters, the big question for first time buyers is back on the table. Do you buy now or wait for mortgage rates … Continue reading “First-Time Buyers in 2025: Is Now the Right Time to Buy a Home? “