Free Remortgage Rate Review
Remortgage to Fit Your Plans
Switch & Save Today
3 Simple Steps to Remortgage
Free, No Obligation Advice and Remortgage Review
1. Tell us your goal
Lower payments, release cash, fixed rate ending or debt consolidation
2. Free Market Comparison
Search the market and compare to your current lender
3. Secure a Mortgage Rate
No obligation to proceed, but if you do, we will do the application
Call Us 
0800 0320 316
0800 0320 316Or Book a Free Remortgage Review
Why not just go direct to your lender?
It’s tempting when your deal ends, but it limits your options.
| Going direct | Using a remortgage broker |
|---|---|
| Only see that bank’s products | Compare 130+ lenders (incl. specialists) |
| No independent advice | Independent, regulated recommendations |
| One-size criteria, higher rejection risk | Options for complex income and adverse credit |
| You handle all admin | We manage the process and paperwork |
| No broker-exclusive ranges | Access broker-only products where available |
Tip: Start your review around 6 months before your fix ends so you can secure a new deal in good time and avoid SVR.
Why use a broker when your fixed rate is ending?
You want to avoid rolling onto your lender’s SVR and rising repayments. A broker works for you, not a lender, comparing the market and handling the admin so you can switch calmly and on time.
The benefits:
Access to more lenders
You’re not tied to one bank. If your current lender is genuinely most suitable, we’ll tell you.
Independent
We work for you. Recommendations are based on total cost and suitability for your goals.
Save time, reduce stress
We do the research, forms and chasing so you can focus on life—not paperwork.
Tailored, regulated advice
Every recommendation aligns with Consumer Duty and your budget, income and plans.
Solutions for complex or bad-credit cases
Self-employed, multiple incomes or credit blips are common. We work with lenders experienced in IVA, DMP, Bankruptcy, Defaults and CCJs, and we’ll give you an honest view quickly.
Ongoing support that protects your future self
You can lock a rate without commitment. We keep 24/7 mortgage monitoring in place and, if a more suitable option appears before completion, we’ll aim to switch you.
Are you:
- Coming to the end of your current mortgage term?
- Wanting to switch to a new lender?
- Looking for a better interest rate for your current mortgage?
Then look no further.
Giving you remortgage advice and getting you the best mortgage deal possible is our fundamental goal. We won’t stop until you’ve got the best mortgage deal. No matter your current financial situation, whether you have bad credit, a change in circumstances or just looking to do some home improvements, it doesn’t matter. We make it our business to help those in need.
Fast clarity. No pressure. Have a free remortgage review with a remortgage specialist.
Trusted UK Wide Lender access – working for you not the banks. CeMAP-qualified, FCA-regulated advisers. Soft-search MIP (no impact on credit score). Digital speed with human trust.
Great service and helped me find the best remortgage possible
The remortgage process in 5 simple steps
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Quick conversation or WhatsApp — your goals, timeline, budget.
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Soft search / MIP — no impact on your credit score.
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Market search & recommendation — clear costs, risks and trade-offs.
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Application & legals — we package and manage everything with the lender.
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Completion & aftercare — smooth switch; we continue to monitor for future savings.
Why choose The Mortgage Broker
- 2,500+ 5⭐ Trustpilot reviews and 5/5 on Google.
- CeMAP-qualified, FCA-regulated advisers with 450+ years’ combined experience.
- Known for clear explanations, common-sense advice and strong support on complex/high-value cases.
- GDPR-secure processes with Consumer Duty at the centre of our advice.
A broker works for you, not the lender. That means we search widely to help you find the most suitable and competitive remortgage deal — not just one bank’s products.
At The Mortgage Broker, our CeMAP-qualified, FCA-regulated advisers compare 25,000+ mortgage products across 130+ UK lenders. You get digital speed with human support, clear next steps, and transparent fees (disclosed upfront).
What a remortgage broker does
- Reviews your current deal and searches the market for better options
- Compares high street and specialist lenders
- Guides all legals and lender communications
- Provides independent, regulated recommendations
- Keeps your application moving smoothly to completion
Why not go direct to a lender?
Going direct means you can only access that bank’s products and you do not get independent advice based on your needs. Much stricter criteria and only a handful of products compares to the 25,000 rates (including exclusive broker rates) that are currently in the market. You will handle all admin.
With a mortgage broker, you will access 130+ lenders and get independent recommendations, specialist routes for complex or credit-impaired cases, and all the admin managed for your. Including general insurance an any protection.
Benefits
- More choice: not tied to one bank but we will recommend your current lender if that’s most suitable
- Time saved: we handle research, applications, packaging and legal processes
- Tailored regulated advice that is based on your goals, income and property
- Complex made simple: self-employed, multiple incomes, or bad credit (IVA, DMP, bankruptcy, defaults, CCJs)
- Ongoing support: 24/7 mortgage monitoring; if a more appropriate rate appears before completion, we’ll aim to move you to it and after completion, our service continues.
5 simple steps
- Quick conversation (or WhatsApp) to understand your goals
- Soft-search MIP (no impact on your credit score)
- Market search & recommendation
- Application process and we manage everything with the lender
- Completion with a smooth, secure handover
When a broker adds the most value: end of a fixed rate, complex income/self-employed, landlords/limited company, releasing equity or consolidating debts, or any credit blips.
Why choose The Mortgage Broker
2,500+ 5★ Trustpilot reviews; FCA- regulated; CeMAP-qualified advisers; award winning service; specialist expertise in complex and high value cases; GDPR-secure and Consumer Duty led.
Quick Fire FAQ’s:
Yes. Brokers compare far more products than a single bank and often progress cases faster, with clear, regulated advice.
Your MIP and initial advice are free and without obligation. If you proceed with a mortgage we recommend, a broker fee may apply—disclosed upfront.
Yes. We work with lenders that specialise in adverse credit and complex income.
Our initial checks are soft searches—they won’t impact your score.
Around 6 months before your fixed rate ends. You can lock a rate and, if a more suitable option appears before completion, we’ll aim to move you to it—helping you avoid SVR and higher payments.
Access the best rates today!
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