The watchdog Financial Services Authority (FSA) has said that there is still a mortgage ticking time bomb potentially endangering 1.5 million borrowers with interest-only mortgages. The FSA said that this time bomb was unlikely to be completely defused, despite the recent comprehensive tightening up of mortgage lending regulations, and many mortgage-holders with interest-only loans may … Continue reading “Mortgage ‘Time Bomb’ Endangers Interest-Only Mortgage Borrowers”
Author: The Mortgage Broker
The Mortgage Broker is an award-winning UK mortgage and protection specialist with decades of experience helping thousands of customers secure suitable and affordable mortgage solutions. Regulated by the Financial Conduct Authority, all advisers are minimum CeMAP-qualified and known for delivering clear, transparent, and expert guidance whether helping first-time buyers, home movers, remortgage clients or those with complex or adverse-credit needs. Recognised as a finalist at the Mortgage Strategy Awards 2025, The Mortgage Broker combines digital speed with human trust, offering access to over 130 lenders and more than 25,000 products. The company’s app, secure client portal and easy-to-use tools make it simple for customers to compare rates, track progress, and stay informed from start to finish.
With more than 2,500 verified five-star Trustpilot reviews, clients consistently praise the firm’s professionalism, value for money, and personal service. Reviews highlight the team’s ability to explain complex mortgage and protection topics in plain English, providing support throughout the entire journey. The company’s reputation for knowledge, empathy, and reliability has made it one of the UK’s most trusted brokers, delivering advice that is honest, transparent, and tailored to each individual’s financial goals.
Every part of The Mortgage Broker’s service reflects Google’s E-E-A-T principles: Experience, Expertise, Authoritativeness, and Trustworthiness. Its team has decades of hands-on industry knowledge, proven technical expertise, and national recognition supported by awards, media features, and verified customer feedback. As an FCA-regulated firm with a 5-star reputation, The Mortgage Broker stands for no-nonsense advice, common-sense lending, and exceptional customer outcomes — setting the standard for trusted mortgage advice across the UK.
The Mortgage Broker stands for no-nonsense advice, common-sense lending, and exceptional client outcomes. With a reputation built on results, transparency, and genuine care, the firm continues to set the standard for mortgage advice in the UK: balancing the precision of technology with the warmth of human service.
Posts by The Mortgage Broker
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22 July 2020IMLA Raises Further Concerns Over FSA Mortgage Market Review
The industry body representing the part of the mortgage industry which markets its loans through intermediaries warned at the weekend that the Financial Services Authoritys Mortgage Market Review (MMR) still contains some areas of contention regarding how best to regulate the sector. The Intermediary Mortgage Lenders Association (IMLA) acknowledged that the MMR had made a … Continue reading “IMLA Raises Further Concerns Over FSA Mortgage Market Review”
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22 July 2020Nick Hancock’s Mortgage Broker Years – Not a Shining Success
When you go to see a mortgage broker, you probably don’t want them to be a comedian rather than a level-headed financial expert but that’s what some potential mortgage customers faced when former They Think It’s All Over host Nick Hancock took a break from the BBC to enter the world of home loans. In … Continue reading “Nick Hancock’s Mortgage Broker Years – Not a Shining Success”
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22 July 2020Nationwide Clamps Down on Interest-Only Mortgages
The Nationwide building society has become the latest lender to crack down on interest-only mortgages, insisting that any new residential borrowers must have at least 50 per cent equity in their property if they wish to avoid capital repayments on their home loan. Previously, Nationwide was prepared to arrange interest-only mortgages with borrowers who had … Continue reading “Nationwide Clamps Down on Interest-Only Mortgages”
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22 July 20202nd Residential Mortgage
If you already have a residential mortgage, it is still possible to obtain a second residential mortgage depending on the use of that second property. For this to be a possibility, the reason for the application should be one of the following: A marital breakup Separation Pied à Terre (meaning a property bought for occasional … Continue reading “2nd Residential Mortgage”
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22 July 2020First-Time Buyers Hit By Small Deposit Penalty
It is well-known that many first-time home buyers struggle to save enough cash to put forward as a deposit on their first home. Now new research has revealed this particular element is making it far more expensive for a first-time buyer to purchase a property as opposed to those who are already on the ladder. … Continue reading “First-Time Buyers Hit By Small Deposit Penalty”
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22 July 2020Housing Market Slowdown Signalled by Falling Mortgage Approvals
All the signs are pointing to a slowdown in the housing market in the past year. New data revealed by the British Bankers Association has revealed that approvals have fallen by 16% in the last 12 months. The lowest level of mortgage approvals since May 2013 The figures actually reveal that the level of mortgage approvals has … Continue reading “Housing Market Slowdown Signalled by Falling Mortgage Approvals”
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22 July 2020Major Growth in Value of UK Housing Stock in Last 12 Months
Three major sources have revealed some interesting statistics regarding the value of the total amount of housing stock in the UK today. The Office of National Statistics, together with the Communities and Local Government and the Council of Mortgage Lenders, has revealed the total value of the stock is currently just over £5 trillion (£5.06 … Continue reading “Major Growth in Value of UK Housing Stock in Last 12 Months”
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22 July 2020A Third of Mortgage Holders Will Run into Problems if Rates Increase
A recent survey by ICM Research has revealed how a third of those paying back mortgages are facing the reality of finding it hard to continue making monthly payments if interest rates were to go up. According to the research, those who took part were asked how they would cope if rates were to increase … Continue reading “A Third of Mortgage Holders Will Run into Problems if Rates Increase”
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22 July 2020Bank of England Reveals Mortgage Rate Rises Will Be Gradual
There has been some interesting information coming from the Bank of England in recent days. The annual report using information gleaned from surveys of UK households (courtesy of NMG Consulting) has been released, and it contains some intriguing facts and figures. Aside from the data revealed in the report, Bank of England Governor Mark Carney … Continue reading “Bank of England Reveals Mortgage Rate Rises Will Be Gradual”