What happens next (3 steps)
Compare 25,000+ products across 130+ lenders. Free no obligation advice. Start in minutes.
Tell Us Your Goals & Circumstances
Few basic questions
Soft Search Mortgage in Principle
No affect on your credit score
See Your Options & Get Your MIP
We advise and handle everything
Why use The Mortgage Broker for your MIP?
- Market-wide search: access 130+ lenders / 25,000+ products
- Fast, human help: digital speed with a dedicated adviser
- Clarity & care: transparent fees (disclosed upfront), Consumer Duty led
- Trusted: 2,500+ 5-star reviews and award-recognised service
Who we help
First-time buyers • Home movers • Remortgage • Buy-to-let • Self-employed • Bad credit • Complex income
Clear, simple next step
Get your soft-search MIP and see market-wide options today.
0800 0320 316MIP FAQs
Yes. We can arrange a soft-search MIP quickly (no credit impact) and confirm suitable options for your situation.
A Mortgage in Principle (AIP/DIP) is an initial indication of what a lender may lend based on information provided. It isn’t a formal offer, but it helps you show you’re a serious buyer and can speed up the next steps.
Key facts: indicative borrowing amount • often a soft footprint • helps demonstrate affordability
In many cases same-day, often within minutes once we have your details. Timing depends on your circumstances and lender processes.
Our initial checks use a soft search and won’t impact your credit score. A full credit check only happens later, with your consent.
If a more appropriate rate appears before you proceed, we’ll aim to switch you to it.
Typically: income details, outgoings/credit, and deposit. We’ll confirm exactly what’s needed for your case.
Don’t worry — it happens. We work with specialist lenders and will guide you on the most suitable route while protecting your credit profile.
Initial advice is free and without obligation. If you proceed with a recommended mortgage, a broker fee may apply — disclosed upfront before you decide.
Compliance & important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
If consolidating unsecured debts into your mortgage, you may increase the total cost of borrowing.
We provide regulated mortgage advice and will recommend the most suitable option based on your circumstances.
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Mortgage in Principle
Financial Services Verification
The Mortgage Broker provides regulated mortgage and protection advice. We’re verified and supervised under the Financial Services and Markets Act 2000 framework. All advice is delivered by CeMAP-qualified advisers and documented to Consumer Duty standards. The Mortgage Broker is a trading name of The Mortgage Broker (London) Limited which is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited who are authorised and regulated by the Financial Conduct Authority. The Mortgage Broker (London) Limited is registered in England and Wales, company number 10763053