Pages

• 90 & 95% LTV Mortgages
• Adrian Flux
• Agreement in Principle
• Armed Forces Mortgages
• Bad Credit Mortgage Broker
• Bad Credit Mortgages
• Bad Credit Remortgage
• Best Fixed Remortgage Rates
• Best Remortgage Rates
• Bosch
• Bridging Loans
• Buildings and Contents Insurance
• Business Protection Insurance
• Buy to Let Mortgages
• Buy to Let Remortgage Rates
• Buying a Property
• Can I Remortgage Early? Secure The Best Rate Today!
• Commercial Mortgages
• Contact Us
• Critical Illness Cover
• Debt Consolidation Bad Credit
• Debt Consolidation Loan
• Debt Consolidation Mortgage
• Debt Consolidation Remortgage
• Decision in Principle
• Directors Life Insurance
• Discount Mortgage
• Employee Benefit Support
• Estate Agents
• Expat Mortgages
• Family Life Insurance
• First Time Buyer Mortgage Process
• First Time Buyer Mortgages
• First Time Buyers 2025
• Fixed Mortgage Rate Ending
• Fixed Rate Ending
• Flycovr HomePage
• Fresh Hub Group
• Frestons
• General Insurance
• Get a Mortgage
• Get Started
  • Message Direct
• Get Started
• Green Mortgages
• Guarantor Mortgage
• Haas F1 Team
• High Net Worth Mortgages
• HoldonCopley
• Home
• Home Mover Mortgage
• How Much Can I Borrow for a Mortgage Calculator
• Income Protection Insurance
• Insurance
• Interest Only Mortgages
• Jargon Buster
  • Advance
  • APRC (Annual Percentage Rate of Charge)
  • Architects Certificate
  • Arrangement fee
  • Balance Outstanding
  • Calculators
  • Contract Race
  • Covenant
  • Credit Scoring
  • Deeds
  • Defective Lease
  • Deposit
  • Disbursements
  • Discharge
  • Dutch Auction
  • Early Repayment Charge
  • Easements
  • Equity
  • Exchange of contracts
  • Financial Conduct Authority (FCA)
  • Fixed rate mortgage
  • Fixtures and Fittings
  • Flexible Mortgage
  • Flying Freehold
  • Freehold
  • Full Structural Survey
  • Further Advance
  • Gas Safety Certificate
  • Gazumping
  • Gazundering
  • Guarantor
  • Higher Lending Charge
  • HMO
  • Holding Deposit
  • Home Buyers Report
  • Home Contents Insurance
  • Home Envirosearch
  • IDD / Initial Disclosure Document
  • IFA
  • Informal Tender
  • Interest Only Mortgage
  • Joint Mortgage
  • Joint Sole Agency
  • Joint Tenants
  • Key Facts Illustration (KFI)
  • Land Certificate
  • Land Registry
  • Land Registry Fee
  • Life Assurance
  • Listed Building
  • Local Authority Search
  • Maintenance Charge (or Service Charge)
  • Maisonette
  • Monthly Interest
  • Mortgage Deed
  • Mortgage Indemnity Guarantee
  • Mortgage Offer
  • Mortgage Payment Protection Insurance (MPPI)
  • Mortgage Valuation
  • Multiple Agency
  • Negative Equity
  • NHBC
  • Non Resident Landlords
  • Office Copy Entries
  • Ombudsman
  • Outline Planning Permission
  • Peppercorn Rent
  • Planning Permission
  • Premium
  • Private Sale
  • Product Fee
  • Remortgage
  • Repayment Mortgage
  • Repayment Type
  • Retention
  • Survey
  • Tenancy in Common
  • Tenants
  • Tender
  • Tenure
  • Title
  • Total Amount Payable
  • Tracker Mortgages
  • Transfer Deeds
  • Transfer of Equity
  • Under Offer
  • Underpinning
  • Valuation
  • Valuation Fee
  • Variable Interest Rate
  • Vendor
• Joint Borrower Sole Proprietor Mortgages
• Key Man Insurance Quote
• Let to Buy Mortgages
• Life Assurance
• MAB Mortgage Advice Bureau
• Madison Group
• Madison Group Employee Support
• Meet the team
• MIS Mortgage Introducer Services
• Modern Method of Auction Mortgage
• Mortgage Advice Bureau
• Mortgage Advisor Jobs
• Mortgage Affordability Calculator
• Mortgage Broker
• Mortgage Broker Lincolnshire
• Mortgage Broker Locator
• Mortgage Broker London
• Mortgage Calculators: Live Rates & Affordability Calculators
• Mortgage in Principle
• Mortgage in Principle – Landing Page
• Mortgage in Principle Tonight
• Mortgage Introducer Services Links
• Mortgage Repayment Calculator
• Mortgage Survey
• Mortgage with a CCJ?
• Mortgage with an IVA
• Mortgages
  • Contractor Mortgage
    • IT Contractor Mortgages
  • Equity Release Mortgage
  • Houses of Multiple Occupancy
  • Police Mortgages
• Mortgages for Over 50’s
• new banner tester
• New Build Mortgage Broker
• New Build Mortgages
• New Get Started
• NHS Mortgages
  • Mortgages for Doctors
• Non Standard Construction Mortgage
• Oak Activities
• Offer in principle
• Offset Mortgages
• Our Awards
• Own New Rate Reducer Scheme
• Partnerships
• Porting a mortgage with Halifax
• Porting a Mortgage with HSBC?
• Porting a Mortgage with Santander?
• Privacy and Cookies
• Professional Mortgages
• Protection and Insurance
• Redundancy Cover
• Refer A Friend
• Refused a Mortgage
• Relevant Life Insurance
• Remortgage a Residential Mortgage to a Buy to Let
• Remortgage Advice
• Remortgage Advice
• Remortgage Calculator
• Remortgage Calculator LP
• Remortgage Commercial Property
• Remortgage Deal
• Remortgage Enquiry
• Remortgage for Debt Consolidation
• Remortgage Landing Page
• Remortgage with Bad Credit
• RemortgageRateFinder
• Remortgaging
  • Best Remortgage Rates
  • Overpay My Mortgage or Reduce the Term?
  • Remortgage and Borrowing More
  • Remortgage for Home Improvements
  • Should I Remortgage Now
• Secured Loans UK
• Self Employed Mortgages
  • Limited Company Director Mortgage
• Shared Ownership
• Sitemap
• Sofa Club
• Standard Variable Rate
• Stonewater
• Student Buy to Let Mortgage
• SynergiseUK
• Taylor Made
• Teacher Mortgages
• Terms and Conditions
• Test
• test case study
• Test Page
• Thank You
• The Mortgage Broker Landing Page
• TMB Finance Flycovr
• TMB Home Buying App
• Tracker Rate Mortgages
• UK Stamp Duty Calculator
• Vitality
• Why Choose Us?
• Why Use a Mortgage Broker
• Charity
• Is this form of release safe?
• Moving Home Guide
• Step Four

Posts by category

• Category: TMB Scotland
• Category: TMB Eaton Socon
• Category: Broker Support Team
• Category: Our Advisors
• Category: Management
• Category: Uncategorised
  • The Mortgage Application Customer Journey
• Category: Latest
  • Why Every Director Should Think About Director’s Life Insurance
  • Case Study: High-Net-Worth Couple Secures £1.05m Property with 85% LTV
  • First-Time Buyers in 2025: Is Now the Right Time to Buy a Home? 
  • Bank of England Cuts Base Rate to 4% – What It Means for You
  • Why Getting a Mortgage in Principle Makes You a Serious Buyer.
  • First Time Buyer Mortgage Guide (2025) | The Mortgage Broker
  • Kevin Blount joins The Mortgage Broker
  • How To Pay Off Credit Card Debt
  • First-Time Buyers: Buy Now or Wait for Better Mortgage Rates?
  • Avoid the Stamp Duty Increases and Move Home Before Christmas!
  • What Are You Waiting For? Why You Shouldn’t Wait to Buy a Property
  • The Mortgage Market: Navigating Tough Mortgage Rates
  • Does your visa status preclude you from getting a mortgage?
  • Income in US Dollars and a boat mooring – Is a mortgage possible?
  • Tier 2 Visa Mortgage required / First Time buyer and First Time Landlord
  • Mortgage using solely maintenance income
  • Switching to an Interest Only Mortgage ahead of retirement.
  • Disbursements
  • Direct debit
  • Dilapidations
  • Insurance Trusts
  • Self-Employed Update
  • Mortgage Protection Podcast Episode Five
  • Mortgage Protection Podcast Episode Four
  • Mortgage Protection Podcast Episode Three
  • Mortgage Protection Podcast Episode Two
  • Mortgage Protection Podcast Episode One
  • Getting a mortgage when furloughed
  • Adverse Credit Blog
  • Mortgage Guarantee Scheme
  • Budget Update March 2021
  • Remortgaging for Debt Consolidation
  • First Time Buyer Mortgage Podcast
  • Remortgaging – What does it mean?
  • Mortgages Suffer Huge Drop in December
  • Stamp Duty Cut May Not Help First Time Buyers After All
  • Cashing Out on Bitcoin? You Could Have Trouble Getting a Mortgage
  • Mortgage Approvals Hit New Low in November 2017
  • House Prices Set to Fall as We Enter 2018
  • Support for Mortgage Interest Scheme to Be Changed in 2018
  • Mortgage Write-Offs at Lowest Level for Years
  • Mortgage Approvals Dip Lower in October
  • Number of Home Loans Under 1% Shrinks to Just One
  • Is a 35-Year Mortgage Term the New Normal?
  • Buy to Let Sales Suffer in the Last Year
  • Halifax Mortgage Rates on the Way Up
  • “Outside of the Box” Mortgage Underwriting
  • Estate Agent’s Mortgage Adviser or Mortgage Broker?
  • Expert Guide To Low-Income Mortgages and How to Get One!
  • Vote for The Mortgage Broker in the British Mortgage Awards
  • Ex-Pat Mortgages
  • New Government Mortgage Indemnity Scheme Launched
  • Mortgage ‘Time Bomb’ Endangers Interest-Only Mortgage Borrowers
  • IMLA Raises Further Concerns Over FSA Mortgage Market Review
  • Nick Hancock’s Mortgage Broker Years – Not a Shining Success
  • Nationwide Clamps Down on Interest-Only Mortgages
  • 2nd Residential Mortgage
  • First-Time Buyers Hit By Small Deposit Penalty
  • Housing Market Slowdown Signalled by Falling Mortgage Approvals
  • Major Growth in Value of UK Housing Stock in Last 12 Months
  • A Third of Mortgage Holders Will Run into Problems if Rates Increase
  • Bank of England Reveals Mortgage Rate Rises Will Be Gradual
  • Are Mortgages Out of the Question for the Over 40s?
  • Middle Movers Are Struggling to Advance on the Housing Ladder
  • Council of Mortgage Lenders Says Mortgage Lending is at Healthy Level
  • Fast-Tracked First-Time Buyer Plan Set to Start in January
  • UK Mortgage Holders Fear Missing Payments after Christmas
  • Why Mortgages are Declined: Understanding Mortgage Rejection
  • Does Mortgage Count as Debt: And Six Other Vital Questions
  • What Mortgage Insurance Do I Need? And Other Important Questions
  • How to spend over £90m of a lottery win on some prime properties around the world
  • Which Lenders Offer the Highest Mortgages?
  • What Mortgage Can I Get for £1,000 a Month? Crunching the Numbers
  • Property Investor Survey Reveals What Landlords Expect in 2017
  • 10 Ways in Which We Can All Help the UK Mortgage Market
  • 10-Year Mortgage Rates Launched in New UK Mortgage Price War
  • £16 Billion in Interest-Only Mortgages Set to Mature in 2017
  • 17,000 Property Purchases Completed Under Help to Buy Scheme
  • 2013 Ends on a High Note for the Housing Market
  • 2014 Homeowner Survey Reveals Worries of Younger Home Owners
  • 2018 Buy to Let Lending Will Drop Far Short of Forecasts
  • 288 Deals Offered to Those Looking for 95% Mortgages
  • 30-Year Mortgages Becoming More Common | The Mortgage Broker
  • 35-Year Mortgages Becoming More Commonplace
  • 4-Month Rise Seen for Mortgage Approvals | The Mortgage Broker
  • 40% of People Suffer from Stress When Applying for a mortgage
  • More 90-95% LTVC Mortgages to be Found in Jan… | The Mortgage Broker
  • More 95pc LTV Mortgages Appear on Market | The Mortgage Broker
  • 95% Mortgages at Competitive Interest Rates | The Mortgage Broker
  • Nationwide Grows Mortgage Business in 2011
  • A Guide to Shared Ownership | The Mortgage Broker
  • Nationwide Launches Cheap Mortgages for 2012
  • New Buy Scheme, Same Old Story?
  • New Buy To Let Products Launched!
  • New Mortgage Tariff Launched by Council of Mortgage Lenders and Which?
  • New Research Indicates 75% of Homeowners Signed Mortgage Contract Without Reading it in Full
  • News Outlets Seize on New Mortgage Rules Introduction
  • NI Mortgage Broker Fined and Banned
  • Number of Mortgage Products at Highest Level Since April 2009
  • Obama Heralds New Mortgage Task Force
  • One in Four First Time Buyers Take Over Five Years to Save a Deposit
  • Outstanding Loan-to-Value Amounts Are Lowest in the Capital
  • Outstanding Mortgages Common Among Retiring People
  • Over 1 Million Households Owe Mortgage Debts of 4.5 Times Their Income
  • Over 11,000 Families on Interest-Only Mortgages at Risk of Losing Their Homes in 2018
  • Platform Reduces its Buy to Let Rates
  • Everything You Need to Easily Port a Nationwide Mortgage!
  • Post-Election Surge in Home-Buying Sees Mortgage Approvals Rise
  • Post Office Cuts Mortgage Rates
  • Pre-Election Jump in Mortgage Approvals Leads to Encouraging Figures
  • Predictions for the Mortgage and Housing Market in 2017
  • Product Changes Rates on the Way Down
  • The Top 5 towns for house price growth in 2018
  • Quick Mortgage Offer 2 Days!
  • Reasons to be Cheerful in the UK Mortgage Market
  • Why Mortgages Get Declined
  • Record Low Mortgage Deal from the Chelsea Building Society
  • Referendum? What Referendum? Boom in Mortgage Lending in June
  • Remortgages Pip Purchases to the Post at The Mortgage Broker Ltd
  • Remortgaging Hits All-Time High as Borrowers Flee Higher Rates
  • Repossessions Are Now Lower Than Ever, Thanks to Low Mortgage Rates
  • Research Reveals a House Deposit is Not Top of Millennials Lists
  • Retirement Mortgages
  • Retirement Property Mortgage
  • Rise or Fall: Where Are the Mortgage Rates Heading Next?
  • Rising Interest Rates Not a Concern for Majority of Homeowners
  • Santander Demands 50 per cent Equity for Interest-Only Mortgages
  • Santander Sees Profits Soar Thanks to UK Mortgage Lending Rise
  • Scottish Mortgages Fall in 2011 Although Remortgages Increase
  • Scottish People Could Have Pricier Mortgages if They Say Yes to Independence
  • Self Build Mortgages
  • Why A Self Certified Mortgage Is Not Always The Only Option?
  • Self Employed for 12 Months Only? Residential Mortgages Still Available
  • Service Improvements at Northern Rock
  • Seven-Year High on Mortgage Lending in the UK
  • Shortlisted for The British Mortgage Awards 2012
  • Should I Remortgage Now?
  • Significant Buy to Let Profits Still Possible But Only Long Term
  • Significant Fall in Mortgage Costs in a Four-Week Period
  • Skipton Cuts Buy-To-Let Mortgage Costs
  • Slow and Steady House Price Drop Set for Five Years
  • Small Deposit Buyers Make Up One-Fifth of the Mortgage Market
  • Small Percentage of Britons Use Payday Loans to Meet Mortgage Payments
  • Some People Plan to Dip into Pension Pot to Clear Mortgage
  • Spain – Should we Brits Invest?
  • Standard Rate Mortgages Save Borrowers £2,600
  • Stress Test Guidelines to be Applied for New Mortgage Applicants
  • Study Reveals One in Seven in Their Seventies Still Have a Mortgage
  • Sub-Prime Mortgages Return to the UK
  • Telegraph Takes a Look at Top Mortgage Deals
  • 4 in 10 Mortgage-Holders Lack Life Insurance Payment Protection
  • Tesco All Set to Expand Their Mortgage Business
  • The Budget Fails to Reverse the Tax Changes Coming for Landlords
  • The Current Buy To Let Market
  • The Money Statistics for October Reveal Some Interesting Facts
  • The Mortgage Broker Runner up at The British Mortgage Awards
  • The Mortgage Broker (St Neots) Ltd Runner up at the British Mortgage Awards 2013
  • The Pros and Cons of Student Buy to Let
  • The COVID-19 Mortgage Payment Holiday: What Does it Mean for You?
  • The Return of the 100% Mortgage But is it a Smart Idea?
  • The Return of the 95% Mortgage
  • Things to Consider As a First Time Buyer
  • Things to Consider as a First Time Landlord
  • Thinking of a moving or remortgaging?
  • Tom Hanks Experiences the Ups and Downs of Home Ownership
  • Top Deals on Mortgages and Bonds
  • Top Ten Fixed Rate Mortgages
  • The Traditional 25-Year Mortgage is Becoming Less Popular
  • Trapped Renters’ Unable to Get a Mortgage
  • Over Two-Dozen Mortgages Have Lower Interest Rates than Savings Accounts
  • Two Year Fixed Rate Mortgage Interest Rates Are on the Rise
  • UK Buy-to-Let Mortgages Now Top £200 Billion
  • UK Consumers Remain Cautious Over Mortgage Borrowing
  • UK High Street Banks Move Into Large-Scale Mortgages
  • UK House Prices Are Dipping, According to Latest Figures
  • UK Households Now Hold £1 Trillion in Property Debt
  • UK Housing Market Hits a Plateau
  • UK Mortgage Approvals Experience Surprising Upswing in December
  • UK Mortgage Approvals Reach High Point in January
  • UK Mortgage Freedom Day Fell on 19th April This Year
  • UK Mortgage-Holders ‘Better Off Than Savers’
  • UK Mortgage Lenders Predict Fall in Approvals
  • UK Mortgage Lending Ends the Year on a High Note
  • UK Mortgage Market Has Successful Start to 2016
  • UK Mortgage Market off to Flying Start in Q1
  • UK Mortgage Payments are Now Lower than the Cost of Childcare
  • UK Mortgages in Serious Arrears Drop to Lowest Level in 7 Years
  • UKAR Accused of Mistreating Landlord Mortgage Borrowers
  • Upbeat Property Market to be Hit Hard by End of Stamp Duty Exemption?
  • Warning for Variable Rate Mortgage Holders Concerning Interest Rate Rise
  • What Does Remortgage Mean UK: Learning the Basics
  • What is a Consent to Let Mortgage?
  • What is a Let to Buy Mortgage?
  • What is a Mortgage Broker?
  • What Is Negative Equity?
  • What Lies in Store for the Mortgage Market in 2016?
  • What Mortgages Can I Get? Find the Best Mortgage for You
  • What to Expect As a First Time Landlord
  • Which City is the Most Affordable for First Time Buyers?
  • Who Provides Mortgages? Discover Your Options When Buying a Home
  • Why Choosing The Right Mortgage Broker Will Save You Money
  • Why First time buyers should use a Mortgage Broker
  • Why Remortgage UK: Potential Reasons Why You Might Switch Home Loans
  • Why Would You Remortgage a House?
  • Why You Should Buy a House in Yorkshire
  • Will Brexit Trigger Even Lower Mortgage Rates?
  • Will Interest Rate Cut Lead to Cheaper Mortgage Payments?
  • Will Mortgages Be Affected by Brexit: Information about Leaving the EU
  • Will New EU Rules Hit UK Mortgage Lending?
  • Woolwich launches an innovative new product aimed at First Time Buyers
  • Yorkshire Softens Buy-To-Let Mortgage Criteria
  • Zero Hour Contracts Present another Hurdle for Home Buyers

Team Members

• Kevin Blount
• Rae Smalley
• Emma Tribe
• Rob McCraw
• Connie Hall
• Anubika Roshan
• Wayne Hurrell
• Demian Tailor
• John Noakes
• Sarah Mascot
• Monsor Malik
• Harrison Andrews
• Sam Noble
• Katy Crinnion
• Adrian Perch
• Chris Evans
• Kay Sibia
• Shirley Chalmers
• Samantha Scaife
• Fiona Simpson
• Luka Brudar
• Jeanette Tristram
• Mary Chamberlain
• Sarah Leatham
• Evie Read
• Becca Shipp
• Suzy Allen
• Richard Callaghan
• Oxana Tailor
• Matt Cotter
• Leanne Martin
• Kerry Sykes
• Jodi Spreadbury
• Craig Leigh
• Clive Ringrose
• Adrian McGlennon
• Adeleen Roberts
• Clare Peckham
• Sam Kirtikar

FAQs

• What is a Tracker Mortgage
• Directors Life Insurance
• Tracker
• Variable Rate
• What is a question in the FAQ section?

Jargon Buster Phrases

• Vendor
• Variable Interest Rate
• Valuation Fee
• Valuation
• Underpinning
• Under Offer
• Transfer of Equity
• Transfer Deeds
• Tracker Mortgages
• Total Amount Payable
• Title
• Tenure
• Tender
• Tenants
• Tenancy in Common
• Survey
• Section 21 Notice
• Retention
• Repayment Type
• Repayment Mortgage
• Remortgage
• Product Fee
• Private Sale
• Premium
• Planning Permission
• Peppercorn Rent
• Outline Planning Permission
• Ombudsman
• Office Copy Entries
• Non Resident Landlords
• NHBC
• Negative Equity
• Multiple Agency
• Mortgage Valuation
• Mortgage Payment Protection Insurance (MPPI)
• Mortgage Offer
• Mortgage Indemnity Guarantee
• Mortgage Deed
• Monthly Interest
• Maisonette
• Maintenance Charge (or Service Charge)
• Local Authority Search
• Loan to Value (LTV)
• Listed Building
• Life Assurance
• Leasehold
• Land Registry Fee
• Land Registry
• Land Certificate
• Key Facts Illustration (KFI)
• Joint Tenants
• Joint Sole Agency
• Joint Mortgage
• Interest Only Mortgage
• Informal Tender
• IFA
• IDD / Initial Disclosure Document
• Home Envirosearch
• Home Contents Insurance
• Home Buyers Report
• Holding Deposit
• HMO
• Higher Lending Charge
• Guarantor
• Ground Rent
• Gazundering
• Gazumping
• Gas Safety Certificate
• Further Advance
• Full Structural Survey
• Freehold
• Flying Freehold
• Flexible Mortgage
• Fixtures and Fittings
• Fixed rate mortgage
• Financial Conduct Authority (FCA)
• Exchange of contracts
• Equity
• Easements
• Early Repayment Charge
• Dutch Auction
• Discount Mortgage
• Discharge
• Disbursements
• Direct Debit
• Dilapidations
• Deposit
• Defective Lease
• Deeds
• Debt Consolidation
• Credit Scoring
• Covenant
• Conveyancing
• Conveyancer
• Contract Race
• Contract
• Contents Insurance
• Completion
• Charge
• Cashback Mortgage
• Buildings Insurance
• Building Society
• Building Regulations
• Bridging Loan / Bridging Finance
• Break Clause
• Bank of England Base Rate
• Balance Outstanding
• Assignment
• Arrangement fee
• Architects Certificate
• APRC (Annual Percentage Rate of Charge)
• Advance

Case Studies

• Turned Down Once, Approved in 9 Days with the Right Broker Support
• From Setback to Success: First-Time Buyers Secure £237K Mortgage
• From Setbacks to Success: First-Time Landlord Secures BTL Mortgage
• Bad Credit Shared Ownership Mortgage Approved for New Build Home
• Fixed Rate Relief: Client Saves £1.2K and Gains Payment Stability
• Clients Break Free from 7.74% Rate and Funds Home Improvements
• Repossession Risk to Relief: £1.2K Saved with Smart Remortgage
• Tailored Mortgage Beats Deadline & Saves Client from Charges
• Mortgage Win: From Declined to Approved in One Day!
• How Smart Advice Saved This Couple from SVR Shock
• Adverse Credit and 5% Deposit - First Time Buyer Success Story
• A Debt Consolidation Remortgage for "Mortgage Prisoners"
• A Remortgage Debt Consolidation Case Study - Table Version
• A Remortgage Debt Consolidation Case Study
• I wanted to raise as much cash as possible to clear debt. I'm concerned I may be forced to sell our family home.